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  • FIRST POST
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 9:25 PM
    • 87Posts
    • 60Thanks
    8i6daddy
    UC - Take the plunge or wait?
    • #1
    • 14th Apr 18, 9:25 PM
    UC - Take the plunge or wait? 14th Apr 18 at 9:25 PM
    Hi All,

    I'm looking for some advice...I've recently been made aware that I might qualify for Income Support.

    I live in a Full Service UC area and am scared that I'll have to switch to that if I try and claim as it would be seen as a change of circumstances.

    Im a full timer carer for my disabled child and receive carers allowance and my wife works 16 hrs a week. We are also in receipt of Tax Credits.

    Ive used the usual benefits calculators and they point to me being eligible based on our circumstances but Im worried that If I try to claim for IS ill end up being made to claim UC and if that is the case potentially being worse off by over 100 a month...

    Has anyone any advice or been in a similar situation?
Page 1
    • bigbill
    • By bigbill 14th Apr 18, 10:21 PM
    • 773 Posts
    • 452 Thanks
    bigbill
    • #2
    • 14th Apr 18, 10:21 PM
    • #2
    • 14th Apr 18, 10:21 PM
    With 16 hours wages and 62+ Carers I doubt you would get Income Support due to such a high income, unless you or your partner are also disabled?
    • poppy12345
    • By poppy12345 14th Apr 18, 10:24 PM
    • 3,602 Posts
    • 3,453 Thanks
    poppy12345
    • #3
    • 14th Apr 18, 10:24 PM
    • #3
    • 14th Apr 18, 10:24 PM
    Hi All,

    I'm looking for some advice...I've recently been made aware that I might qualify for Income Support.

    I live in a Full Service UC area and am scared that I'll have to switch to that if I try and claim as it would be seen as a change of circumstances.

    Im a full timer carer for my disabled child and receive carers allowance and my wife works 16 hrs a week. We are also in receipt of Tax Credits.

    Ive used the usual benefits calculators and they point to me being eligible based on our circumstances but Im worried that If I try to claim for IS ill end up being made to claim UC and if that is the case potentially being worse off by over 100 a month...

    Has anyone any advice or been in a similar situation?
    Originally posted by 8i6daddy
    If your area wasn't a full universal credit area then you wouldn't be able to claim Income Support because your wife works 16 hours per week and you would have to claim as a couple. Income Support is based on household income anyway.

    As your area is a full UC area then you would have to claim this because IS wouldn't be available to those in your area.
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 10:26 PM
    • 87 Posts
    • 60 Thanks
    8i6daddy
    • #4
    • 14th Apr 18, 10:26 PM
    • #4
    • 14th Apr 18, 10:26 PM
    With 16 hours wages and 62+ Carers I doubt you would get Income Support due to such a high income, unless you or your partner are also disabled?
    Originally posted by bigbill
    I didn't think so either!!

    Think it's best if I just wait until the inevitable migration to UC occurs!
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 10:29 PM
    • 87 Posts
    • 60 Thanks
    8i6daddy
    • #5
    • 14th Apr 18, 10:29 PM
    • #5
    • 14th Apr 18, 10:29 PM
    If your area wasn't a full universal credit area then you wouldn't be able to claim Income Support because your wife works 16 hours per week and you would have to claim as a couple. Income Support is based on household income anyway.

    As your area is a full UC area then you would have to claim this because IS wouldn't be available to those in your area.
    Originally posted by poppy12345
    Thanks for the reply... Im pleased I asked the original question because you've clarified exactly what i thought already!
    • bigbill
    • By bigbill 14th Apr 18, 10:50 PM
    • 773 Posts
    • 452 Thanks
    bigbill
    • #6
    • 14th Apr 18, 10:50 PM
    • #6
    • 14th Apr 18, 10:50 PM
    Do you have working tax as well as child tax credits?
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 11:05 PM
    • 87 Posts
    • 60 Thanks
    8i6daddy
    • #7
    • 14th Apr 18, 11:05 PM
    • #7
    • 14th Apr 18, 11:05 PM
    Do you have working tax as well as child tax credits?
    Originally posted by bigbill
    Yes, but only because of some element related to me not having to work as Im a carer. We only recently found out we qualified for it, I was a bit miffed because we lost out on almost 10k over the period we could have qualified for..
    Last edited by 8i6daddy; 14-04-2018 at 11:09 PM.
    • bigbill
    • By bigbill 15th Apr 18, 8:48 PM
    • 773 Posts
    • 452 Thanks
    bigbill
    • #8
    • 15th Apr 18, 8:48 PM
    • #8
    • 15th Apr 18, 8:48 PM
    Many others just like you do not know this rule, maybe now due to this post they will learn and claim?

    With WTC as well you have no chance of qualifying for Income Support your combined incomes will be miles over.
    • later
    • By later 29th Apr 18, 9:54 PM
    • 32 Posts
    • 17 Thanks
    later
    • #9
    • 29th Apr 18, 9:54 PM
    • #9
    • 29th Apr 18, 9:54 PM
    I'm 93 better off on UC. The only thing that shocked me is that I have to pay for my childcare then claim it back, rather than give my estimated total and be audited yearly!
    • lioness123
    • By lioness123 16th May 18, 8:06 AM
    • 54 Posts
    • 3 Thanks
    lioness123
    My husband worked 24 hours I was a carer getting carers allowance. We never got working tax credit. Just child tax credit . What's the element that gives u more
    • poppy12345
    • By poppy12345 16th May 18, 9:14 AM
    • 3,602 Posts
    • 3,453 Thanks
    poppy12345
    My husband worked 24 hours I was a carer getting carers allowance. We never got working tax credit. Just child tax credit . What's the element that gives u more
    Originally posted by lioness123
    To claim the carers premium you need to claiming an Income related benefit like Income Support/UC.

    Where you claiming CA for looking after your child? If so then you should have been receiving child tax credit disability element.
    • Icequeen99
    • By Icequeen99 16th May 18, 10:27 AM
    • 3,578 Posts
    • 2,415 Thanks
    Icequeen99
    My husband worked 24 hours I was a carer getting carers allowance. We never got working tax credit. Just child tax credit . What's the element that gives u more
    Originally posted by lioness123
    You should have qualified for working tax credit - are you sure you just didn't receive any payment of it because your husband's salary was perhaps too high?

    IQ
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