Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 9:25 PM
    • 72Posts
    • 37Thanks
    8i6daddy
    UC - Take the plunge or wait?
    • #1
    • 14th Apr 18, 9:25 PM
    UC - Take the plunge or wait? 14th Apr 18 at 9:25 PM
    Hi All,

    I'm looking for some advice...I've recently been made aware that I might qualify for Income Support.

    I live in a Full Service UC area and am scared that I'll have to switch to that if I try and claim as it would be seen as a change of circumstances.

    Im a full timer carer for my disabled child and receive carers allowance and my wife works 16 hrs a week. We are also in receipt of Tax Credits.

    Ive used the usual benefits calculators and they point to me being eligible based on our circumstances but Im worried that If I try to claim for IS ill end up being made to claim UC and if that is the case potentially being worse off by over 100 a month...

    Has anyone any advice or been in a similar situation?
Page 1
    • bigbill
    • By bigbill 14th Apr 18, 10:21 PM
    • 736 Posts
    • 435 Thanks
    bigbill
    • #2
    • 14th Apr 18, 10:21 PM
    • #2
    • 14th Apr 18, 10:21 PM
    With 16 hours wages and 62+ Carers I doubt you would get Income Support due to such a high income, unless you or your partner are also disabled?
    • poppy12345
    • By poppy12345 14th Apr 18, 10:24 PM
    • 2,413 Posts
    • 2,379 Thanks
    poppy12345
    • #3
    • 14th Apr 18, 10:24 PM
    • #3
    • 14th Apr 18, 10:24 PM
    Hi All,

    I'm looking for some advice...I've recently been made aware that I might qualify for Income Support.

    I live in a Full Service UC area and am scared that I'll have to switch to that if I try and claim as it would be seen as a change of circumstances.

    Im a full timer carer for my disabled child and receive carers allowance and my wife works 16 hrs a week. We are also in receipt of Tax Credits.

    Ive used the usual benefits calculators and they point to me being eligible based on our circumstances but Im worried that If I try to claim for IS ill end up being made to claim UC and if that is the case potentially being worse off by over 100 a month...

    Has anyone any advice or been in a similar situation?
    Originally posted by 8i6daddy
    If your area wasn't a full universal credit area then you wouldn't be able to claim Income Support because your wife works 16 hours per week and you would have to claim as a couple. Income Support is based on household income anyway.

    As your area is a full UC area then you would have to claim this because IS wouldn't be available to those in your area.
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 10:26 PM
    • 72 Posts
    • 37 Thanks
    8i6daddy
    • #4
    • 14th Apr 18, 10:26 PM
    • #4
    • 14th Apr 18, 10:26 PM
    With 16 hours wages and 62+ Carers I doubt you would get Income Support due to such a high income, unless you or your partner are also disabled?
    Originally posted by bigbill
    I didn't think so either!!

    Think it's best if I just wait until the inevitable migration to UC occurs!
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 10:29 PM
    • 72 Posts
    • 37 Thanks
    8i6daddy
    • #5
    • 14th Apr 18, 10:29 PM
    • #5
    • 14th Apr 18, 10:29 PM
    If your area wasn't a full universal credit area then you wouldn't be able to claim Income Support because your wife works 16 hours per week and you would have to claim as a couple. Income Support is based on household income anyway.

    As your area is a full UC area then you would have to claim this because IS wouldn't be available to those in your area.
    Originally posted by poppy12345
    Thanks for the reply... Im pleased I asked the original question because you've clarified exactly what i thought already!
    • bigbill
    • By bigbill 14th Apr 18, 10:50 PM
    • 736 Posts
    • 435 Thanks
    bigbill
    • #6
    • 14th Apr 18, 10:50 PM
    • #6
    • 14th Apr 18, 10:50 PM
    Do you have working tax as well as child tax credits?
    • 8i6daddy
    • By 8i6daddy 14th Apr 18, 11:05 PM
    • 72 Posts
    • 37 Thanks
    8i6daddy
    • #7
    • 14th Apr 18, 11:05 PM
    • #7
    • 14th Apr 18, 11:05 PM
    Do you have working tax as well as child tax credits?
    Originally posted by bigbill
    Yes, but only because of some element related to me not having to work as Im a carer. We only recently found out we qualified for it, I was a bit miffed because we lost out on almost 10k over the period we could have qualified for..
    Last edited by 8i6daddy; 14-04-2018 at 11:09 PM.
    • bigbill
    • By bigbill 15th Apr 18, 8:48 PM
    • 736 Posts
    • 435 Thanks
    bigbill
    • #8
    • 15th Apr 18, 8:48 PM
    • #8
    • 15th Apr 18, 8:48 PM
    Many others just like you do not know this rule, maybe now due to this post they will learn and claim?

    With WTC as well you have no chance of qualifying for Income Support your combined incomes will be miles over.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,991Posts Today

6,213Users online

Martin's Twitter
  • I've decided my weekend starts here while the sun's glow is still baskable. So I'm signing off. Have a great weeke? https://t.co/9FxNEpDs6p

  • No not correct. The big six do, but you can get fixed tariffs guaranteed not to rise and about 25% cheaper. Just tr? https://t.co/B2ft5OS3Ig

  • Baaaa! Scottish Power has bleated and followed the herd, today announcing it's putting up energy prices by 5.5%. R? https://t.co/vi3hBxo4Hn

  • Follow Martin