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  • FIRST POST
    • Charleyalmostking
    • By Charleyalmostking 14th Apr 18, 12:07 AM
    • 147Posts
    • 154Thanks
    Charleyalmostking
    the 1,000 project
    • #1
    • 14th Apr 18, 12:07 AM
    the 1,000 project 14th Apr 18 at 12:07 AM
    This challenge is based on the book & challenge originally created by Canna Campbell entitled "the $1,000 project"
    The book is 9.49 from Amazon for the kindle copy.

    The challenge is to create little Parcels of 1,000 $1,000 through passive incomes.
    Canna Campbell had the goal of creating 40 of these parcels,
    meaning she was aiming to gain 40,000 in that year!

    The incomes can be anything such as;
    • Each time you save money
    • Each time you make money
    • Each time you find money

    Guidelines outlined in the book
    1. Be mindful with your money
    2. Work within your real life - there's no need to change your spending habits, for you to change your budget drastically, no need to freeze on clothes spending in order to take part in this challenge. This challenge is to be done along side your normal every day lives
    3. Consistency is king/queen! - Set yourself some rules, for an example; all money from overtime will directly go into my challenge fund only or if you went to buy a chocolate bar for 60p but didn't , transfer that to it .
    4. Make your own rules - they need to be fair & balanced and to be followed easily. For an example MY rule is ; This challenge is to be done beyond existing wages and savings, meaning I need to start at 0 whereas someone else may do the challenge in existing savings (though i do as we all "start" this challenge at 0 and don't count what has already been saved)



    You can use this challenge to fund whatever you wish may it be a holiday, a wedding, paying down a debt, buying a new handbag etc...

    Throughout this thread, I will be including prompts for you to do (which have been included in the book) in order to help you focus on this challenge and help focus on your future goals and to bring "money mindfulness" into your lives. You do not have to do these prompts or share your 'answers/reasons etc' with us as I know this can be a private thing.

    Tips for the challenge
    • It's easier to start with an empty bank account as you can see from day 1 the progress you are making .
    • Use a notebook / folder to scribble down those prompts & answers; Add stuff or scribble stuff out... make it as pretty or as plain as you like but look back frequently to help you focus on the challenge
    • Have a way of tracking your progress. Airtable on the desktop/PC is a really good resource as it it can automatically update numbers for you and also you can categorize each section. Or you can use a simple savings app on your phone/computer. Bucket and Thriv are good android apps for this (not sure if they are available on the apple app store)

    To Join
    Simply post "join" and if you have a target of how many Parcels you want to try and save/earn/find -
    remember 1 parcel = 1,000
    Last edited by Charleyalmostking; 14-04-2018 at 12:27 AM.
Page 1
    • Charleyalmostking
    • By Charleyalmostking 14th Apr 18, 12:14 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    • #2
    • 14th Apr 18, 12:14 AM
    Ways to make your 1,000
    • #2
    • 14th Apr 18, 12:14 AM
    1. eBay
    2. Gumtree/Craigs List
    3. Over time at work for after your normal shifts/weekends/meetings
    4. Market Research
    5. Babysitting
    6. House sitting and looking after pets
    7. Dog walking
    8. Tutoring
    9. Garage sales
    10. Pay rises
    11. Tax refunds
    12. Bonuses/Commissions
    13. Small business
    14. Asking for cash instead of birthday presents
    15. Finding money on the floor
    16. Money from "Save the change" bank accounts
    • Charleyalmostking
    • By Charleyalmostking 14th Apr 18, 12:26 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    • #3
    • 14th Apr 18, 12:26 AM
    Members
    • #3
    • 14th Apr 18, 12:26 AM
    1. Charleyalmostking - 0 / 2,000 | 0/2 parcels
    • Charleyalmostking
    • By Charleyalmostking 14th Apr 18, 12:42 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    • #4
    • 14th Apr 18, 12:42 AM
    • #4
    • 14th Apr 18, 12:42 AM
    step 1 done - designated an empty bank account as the keeper of the parcels!

    My rules;
    1. For every NSD beginning now I will transfer 2.00 into that fund
    2. anything extra earned will go into the fund
    Last edited by Charleyalmostking; 15-04-2018 at 4:11 PM.
    • jwil
    • By jwil 14th Apr 18, 8:57 AM
    • 8,825 Posts
    • 27,593 Thanks
    jwil
    • #5
    • 14th Apr 18, 8:57 AM
    • #5
    • 14th Apr 18, 8:57 AM
    Good luck!
    "If you can dream it, you can do it". Walt Disney
    • Charleyalmostking
    • By Charleyalmostking 14th Apr 18, 1:20 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    • #6
    • 14th Apr 18, 1:20 PM
    • #6
    • 14th Apr 18, 1:20 PM
    A girl is buying a t-shirt off of me tomorrow for 5.00
    I need to send off a tshirt for 8.00 on Monday

    I'm a JP representative and reading up on how to get my business up and running and hopefully be able to get new customers.

    I'd like to use a site like teemill / teespring to open a tshirt store. It's one of my "dream" side business.
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Charleyalmostking
    • By Charleyalmostking 15th Apr 18, 4:06 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    • #7
    • 15th Apr 18, 4:06 PM
    • #7
    • 15th Apr 18, 4:06 PM
    The girl hasn't picked up the t-shirt yet for today .
    I listed 3 things for sell on Ebay.
    I should have money going into my save the change account

    I'm working on making connections with people on my instagram to help try and encourage people to check my side business out.

    _____________

    2.00 in my fund for Saturday's No Spend Day
    Last edited by Charleyalmostking; 15-04-2018 at 4:14 PM.
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Charleyalmostking
    • By Charleyalmostking 17th Apr 18, 9:52 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    • #8
    • 17th Apr 18, 9:52 AM
    • #8
    • 17th Apr 18, 9:52 AM
    2.00 was added to my fund yesterday for a NSD,
    2.46 will be added to my change jar

    another girl is interested in buying a different top too
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Charleyalmostking
    • By Charleyalmostking 17th Apr 18, 11:57 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    • #9
    • 17th Apr 18, 11:57 PM
    • #9
    • 17th Apr 18, 11:57 PM
    1.99 from save the change added

    Total so far = 5.99
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 18th Apr 18, 12:08 PM
    • 305 Posts
    • 1,037 Thanks
    Tropically
    Can I participate? I need 2 packages. I will start today!
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Charleyalmostking
    • By Charleyalmostking 18th Apr 18, 7:04 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    Tropically, Of course you can!
    It's great to have you on board, this challenge is for anyone.

    Awesome!
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 19th Apr 18, 8:51 AM
    • 305 Posts
    • 1,037 Thanks
    Tropically
    Yesterday, I participated in some market research. I thought I was getting 50 of vouchers, but it was 50 of cash! Excellent! Unfortunately it was at 8 pm and by the time it got to 7:30 I was absolutely starving and had to get some food. This was central London so 8 of that was lost in a flash, plus I went out of my regular Zones and that cost 2, so overall, I made 40.

    I also had 15.20 of work expenses through, which I have added to the package. So the package is up to 55.20.
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Tropically
    • By Tropically 20th Apr 18, 3:58 PM
    • 305 Posts
    • 1,037 Thanks
    Tropically
    I have a lovely 45.63 cashed out of PA. Come on, hit the bank account!
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • xironsongx
    • By xironsongx 20th Apr 18, 6:37 PM
    • 141 Posts
    • 380 Thanks
    xironsongx
    1.83 change from lunch.
    87p has been added due to sace-the-change
    Engaged 01-09-17 Wedding 519.78 (BA) 80.22 (Sp) / 5,600 5,000 left to save
    • Charleyalmostking
    • By Charleyalmostking 20th Apr 18, 7:03 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    I accidentally logged into my old account above . !!!55357;!!!56834;!!!55357;!!!56834;
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Charleyalmostking
    • By Charleyalmostking 21st Apr 18, 9:23 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    1.50 added to the project as we had 1.50 in Asda Price guarantee vouchers.

    2.00 added as I didn't spend anything outside of my budget.
    Only purchased this weeks food shopping

    87p - from save the change
    Last edited by Charleyalmostking; 21-04-2018 at 9:55 PM.
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Charleyalmostking
    • By Charleyalmostking 24th Apr 18, 7:48 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    1.68 From save the change
    2.00 for NSD yesterday
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Tropically
    • By Tropically 24th Apr 18, 8:43 AM
    • 305 Posts
    • 1,037 Thanks
    Tropically
    My PA cashout has hit my account so my parcel is up to 100.83. Accidentally spent too much on my credit card so while payday is tomorrow, I've got a terrifying CC balance.
    Mortgage started at 318,000 in June 2016. Original MF - 2041
    2017 OPs: 7000/7000
    Mortgage in Nov 2017 - 297,808
    • Charleyalmostking
    • By Charleyalmostking 28th Apr 18, 12:10 AM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    On pause , waiting for me to get paid so I can start a fresh
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
    • Charleyalmostking
    • By Charleyalmostking 30th Apr 18, 6:47 PM
    • 147 Posts
    • 154 Thanks
    Charleyalmostking
    Starting again.

    25.00 moved across from my everyday account.
    I get paid Friday.

    I will be putting this money towards a house or be splitting it in between house savings & wedding savings,
    depending on how much I am able to put away for each.
    Last edited by Charleyalmostking; 30-04-2018 at 6:50 PM.
    Wedding Fund: 1107.23 / 2,500 Xmas'18: 100.00 / 300.00 Emergency Fund: 100.00 / 1,000H2B ISA: 30.50
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