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  • FIRST POST
    • reesfolk
    • By reesfolk 12th Apr 18, 4:16 PM
    • 5Posts
    • 0Thanks
    reesfolk
    PPI Pre 1988
    • #1
    • 12th Apr 18, 4:16 PM
    PPI Pre 1988 12th Apr 18 at 4:16 PM
    I have a MORTGAGE HEALTH INSURANCE POLICY dated 23/11/1981. Can I make a PPI claim for this? I have been told PPI only came into existence in 1988 so what is it that I have? Please can anyone enlighten me!
Page 1
    • Moneyineptitude
    • By Moneyineptitude 12th Apr 18, 5:11 PM
    • 20,133 Posts
    • 11,075 Thanks
    Moneyineptitude
    • #2
    • 12th Apr 18, 5:11 PM
    • #2
    • 12th Apr 18, 5:11 PM
    You can't complain that something was PPI when it wasn't PPI.

    What are your reasons for wanting to complain about this forty-year-old insurance policy?

    What was wrong with the insurance? How was it mis-sold to you?
    • Nearlyold
    • By Nearlyold 12th Apr 18, 5:39 PM
    • 1,055 Posts
    • 883 Thanks
    Nearlyold
    • #3
    • 12th Apr 18, 5:39 PM
    • #3
    • 12th Apr 18, 5:39 PM
    The policy documents will tell you how the policy worked and what cover it provided.
    • dunstonh
    • By dunstonh 12th Apr 18, 11:56 PM
    • 92,564 Posts
    • 59,860 Thanks
    dunstonh
    • #4
    • 12th Apr 18, 11:56 PM
    • #4
    • 12th Apr 18, 11:56 PM
    Can I make a PPI claim for this?
    Is it PPI? (it could be life assurance - the word health could also apply to permanent health insurance which was often used to cover mortgages back then)
    Does it matter if its PPI?

    I have been told PPI only came into existence in 1988 so what is it that I have?
    It was introduced early 80s but didnt become mainstream until late 80s and the banks didnt really start misselling it until early 90s.
    I am an Independent Financial Adviser (IFA). Comments are for discussion purposes only. They are not financial advice. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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