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nh78
Posts: 3 Newbie
I have recently bought a new house and the title is not correct I don't think
A developer bought a house on my road with a large garden, he split the garden off, and also bought some of the garden of the house next door and built a house on it. This meant there were two titles making up the plot. what seems to have happened is that my house is only registered as one of the titles (at half the price paid) and the other is "land at" at the other half. Also, it is not listed as new build, and has the transaction history for the house that the developer bought, and then sold on, that house has a new title, even though the house has been there for many years.
should I care?
who is at fault?
will I be able to get this resolved?
A developer bought a house on my road with a large garden, he split the garden off, and also bought some of the garden of the house next door and built a house on it. This meant there were two titles making up the plot. what seems to have happened is that my house is only registered as one of the titles (at half the price paid) and the other is "land at" at the other half. Also, it is not listed as new build, and has the transaction history for the house that the developer bought, and then sold on, that house has a new title, even though the house has been there for many years.
should I care?
who is at fault?
will I be able to get this resolved?
0
Comments
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And are you registered as owning the other half?the other is "land at" at the other half.
When you say "listed as new build" and the "transaction history", what are you looking at? This sounds like it's just house price data, not anything which has legal relevance.Also, it is not listed as new build, and has the transaction history for the house that the developer bought, and then sold on, that house has a new title, even though the house has been there for many years.
should I care?0 -
This is very simple, although your description of it seems complicated.
1) you have bought a house (with a garden?), yes?
2) before you bought the house, you (and your solicitor) will have looked at and checked what was being sold on paper
3) you will also have viewed the property and identified which building(s) and land you were being offered
4) So - did 2) above match 3) above?
5) You have now Completed the purchase. So you own a Title which is registered in your name at the Land Registry. You should have a copy of this Title (if you don't, buy it here for £3)
6) does the description in the Title registered in your own name, together with the associated Plan (another £3 here), match what you think you own (and 2) & 3) above)?
If yes, you're fine.
If no, you have a problem.0 -
I am looking at the data the on the land registry, and yes I am down as owner of both.
the house actually straddles both titles physically0 -
I don't think it is that simple
Land Registry shows my house as being sold multiple times in the past when it didn't exist, and the latest time at half what I paid.
There is nothing that comes up about the second title, although they tell me that is registered to me also.
it shows it not being a new build
having just sold a property, I realise how difficult anything that is not exactly as expected can make the whole selling process, hence me wanting to sort it out.
Also,I have very little faith in the conveyancing company I used.0 -
Like I said above, the other stuff about the price history isn't of any legal relevance and probably can't be "sorted out" by you anyway. What matters is that you're the registered owner of what you think you own - and it sounds like you are.I don't think it is that simple
Land Registry shows my house as being sold multiple times in the past when it didn't exist, and the latest time at half what I paid.
There is nothing that comes up about the second title, although they tell me that is registered to me also.
it shows it not being a new build
having just sold a property, I realise how difficult anything that is not exactly as expected can make the whole selling process, hence me wanting to sort it out.0 -
Land Registry shows my house as being sold multiple times in the past when it didn't exist, and the latest time at half what I paid.
Sounds like a lazy conveyancer just split the price in two and assigned half to each title. For the garden part, the house price data sites have no property to link to for a previous sale, so it won't show up. For the house part it is linking to the previous price. I wouldn't worry about that at all. A relative bought a flat in a block that had been newly built on the site of a house. The house price sites link one flat to the price of the house sale and the other flats don't have a link back. Makes no difference.
Ideally you should get the titles combined into one.I'm a Forum Ambassador on The Coronavirus Boards as well as the housing, mortgages and student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Well maybe you made a poor choice.....I don't think it is that simple
Land Registry shows my house as being sold multiple times in the past when it didn't exist, and the latest time at half what I paid.
All irrelevant. Whether a property was previously sold onc or 100 times, and whetther as registered or unregistered land, does not matter.
If the property you 'own' is now registered correctly in your name, whether under one, two, or multiple different Titles, why should you care?
There is nothing that comes up about the second title, although they tell me that is registered to me also.
This I don't understand.
Who tells you it is registered to me? The LR? If so,
* have they given you the Title number?
* if it does not 'come up' on the Register, what explanation did the LT give for this when they told you is registered to you?
Makes no sense.
Are you saying
* there is no Title number?
* there is a Title number but you cannot find it on the register?
it shows it not being a new build
??? I thought you said 'it does not come up'? So how can it show it is not a new build?
Are you sure you are looking on the LR website.....?
.....
Also,I have very little faith in the conveyancing company I used.0
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