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  • FIRST POST
    • joed72
    • By joed72 7th Mar 18, 12:54 AM
    • 34Posts
    • 5Thanks
    joed72
    Applying for Mortgage but not on Electoral Roll!
    • #1
    • 7th Mar 18, 12:54 AM
    Applying for Mortgage but not on Electoral Roll! 7th Mar 18 at 12:54 AM
    We sold our house and completed in January, since then we've been renting until we buy a place so we're not in a chain. (It's extremely fast moving in Manchester where we are).

    I've applied to be placed on the Electoral Roll at our rented address but I've had a letter back from the council stating that this will take place in early April.

    I'm about to apply for a mortgage because we have had an offer accepted on a house.

    Will not currently being on the electoral roll be an issue applying for a mortgage?

    I was at my old address for 16 years - and have a letter from the local council relating to the Electoral Roll decision etc.
Page 1
    • SharkBite
    • By SharkBite 7th Mar 18, 9:38 AM
    • 40 Posts
    • 26 Thanks
    SharkBite
    • #2
    • 7th Mar 18, 9:38 AM
    • #2
    • 7th Mar 18, 9:38 AM
    Were you on the electoral role at your previous property?

    It's reasonable, having moved recently, that not being on the electoral roll at your current property is simply because you haven't been there very long.

    I think if you have a history on being on the electoral role then it shouldn't matter.
    • kingstreet
    • By kingstreet 7th Mar 18, 10:00 AM
    • 33,559 Posts
    • 18,197 Thanks
    kingstreet
    • #3
    • 7th Mar 18, 10:00 AM
    • #3
    • 7th Mar 18, 10:00 AM
    Will not currently being on the electoral roll be an issue applying for a mortgage?
    Originally posted by joed72
    No. It won't.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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