Applying for Mortgage but not on Electoral Roll!

joed72

We sold our house and completed in January, since then we've been renting until we buy a place so we're not in a chain. (It's extremely fast moving in Manchester where we are).

I've applied to be placed on the Electoral Roll at our rented address but I've had a letter back from the council stating that this will take place in early April.

I'm about to apply for a mortgage because we have had an offer accepted on a house.

Will not currently being on the electoral roll be an issue applying for a mortgage?

I was at my old address for 16 years - and have a letter from the local council relating to the Electoral Roll decision etc.

SharkBite

Were you on the electoral role at your previous property?

It's reasonable, having moved recently, that not being on the electoral roll at your current property is simply because you haven't been there very long.

I think if you have a history on being on the electoral role then it shouldn't matter.

kingstreet

joed72 wrote: »

Will not currently being on the electoral roll be an issue applying for a mortgage?

No. It won't.