We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Ccj/ no job?
razkh
Posts: 1 Newbie
Hello,
I am finding it very difficult getting a job due to have a previous ccj, it was settled over a year ago, but I seem to be getting the jobs initially, until they do a credit check, in which case i usually get the 'unfortunately due to' blah blah blah. (Ido let them know in advance- why they waste my time i do not know).
Long story short, two fraudulent phone contracts on my name whilst at uni, bank sorted it and i left it. a few years on, there's a ccj attached, spoke to debt collectors, they were able to remove one. but by this time it was already a ccj. i decided to pay the other one off because for some reason they didn't see it as a fraud, and i really wanted to fix my credit.
Any advice on what i can do about the job situation would be great.
I am finding it very difficult getting a job due to have a previous ccj, it was settled over a year ago, but I seem to be getting the jobs initially, until they do a credit check, in which case i usually get the 'unfortunately due to' blah blah blah. (Ido let them know in advance- why they waste my time i do not know).
Long story short, two fraudulent phone contracts on my name whilst at uni, bank sorted it and i left it. a few years on, there's a ccj attached, spoke to debt collectors, they were able to remove one. but by this time it was already a ccj. i decided to pay the other one off because for some reason they didn't see it as a fraud, and i really wanted to fix my credit.
Any advice on what i can do about the job situation would be great.
0
Comments
-
Only a limited number of jobs/professions require you to pass a credit check. You'll need to apply for jobs that do not have this requirement.0
-
What kind of jobs are you applying for? Most won't be interested in CCJs.
If this was truly down to fraud and you have evidence to prove this then you may be able to get the CCJ set aside depending on the circumstances.0 -
Hello,
I am finding it very difficult getting a job due to have a previous ccj,
I doubt it. In over 3 decades in the workplace I've never ever been credit checked for a job and I've done a wide range of them including ones where I've had access to thousands of pounds in cash.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
And yet our company will carry out background checks routinely when taking on new staff.2.88 kWp System, SE Facing, 30 Degree Pitch, 12 x 240W Conergy Panels, Samil Solar River Inverter, Havant, Hampshire. Installed July 2012, acquired by me on purchase of house in August 20170
-
Hello,
I am finding it very difficult getting a job due to have a previous ccj, it was settled over a year ago, but I seem to be getting the jobs initially, until they do a credit check, in which case i usually get the 'unfortunately due to' blah blah blah. (Ido let them know in advance- why they waste my time i do not know).
Long story short, two fraudulent phone contracts on my name whilst at uni, bank sorted it and i left it. a few years on, there's a ccj attached, spoke to debt collectors, they were able to remove one. but by this time it was already a ccj. i decided to pay the other one off because for some reason they didn't see it as a fraud, and i really wanted to fix my credit.
Any advice on what i can do about the job situation would be great.
Sorry but a fraud is a fraud - you are paying for someone else's crime and where has it got you?
Can you not fight the CCJ one?0 -
The debt collectors may not have seen it as fraud, doesn't mean it wasn't. If you can show its fraud, possible to apply for set-aside. For instance a phone was delivered to the address you lived at, they may say was not fraud, even though someone could have intercepted.0
-
People in banking/accountancy roles will get credit checked.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards