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Cheshire Building Society
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Tillym63
Posts: 4 Newbie
Hi
Would I be able to claim PPI from a mortgage I took out in1982 to 1989 as they have closed down?
Many thanks
Would I be able to claim PPI from a mortgage I took out in1982 to 1989 as they have closed down?
Many thanks
0
Comments
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You may have a problem.
A few more details would help to give a considered response. Was the product actually PPI, who sold you the policy . . things like that.0 -
Hi
Would I be able to claim PPI from a mortgage I took out in1982 to 1989 as they have closed down?
Many thanks
The Cheshire Building Society merged with the Nationwide in 2007. Any PPI mis-sale complaint should go to the Nationwide.
However; 1982 is 36 years ago, Nationwide may no longer hold any records.
Are you sure you actually had a MPPI policy?0 -
In 1982, the likelihood is that this was Life Assurance.
It's very doubtful it was PPI so long ago..
I also doubt there will be any records almost four decades on..0 -
Sorry it was a mortgage.0
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My husband was self employed at this time0
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Thank you for your assistance.0
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Was this PPI?
1982 would be rare for MPPI. It is right at the start of it being available and almost a decade before the lenders went sales crazy.
In 1982, the dominant insurance required for mortgages was life assurance. You are also looking at the period you had to pay MIG if you borrowed above a certain loan to value. Neither of those are PPI.
So, are you sure you had PPI?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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