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Bank accounts not showing
popeye2755
Posts: 53 Forumite
Hi Guys,
I have two standard current accounts (Halifax and Lloyds) that aren't showing on my credit file. (MSE Credit Club and Noddle)
Can anyone think why?
Cheers
I have two standard current accounts (Halifax and Lloyds) that aren't showing on my credit file. (MSE Credit Club and Noddle)
Can anyone think why?
Cheers
zayt nisht meshugge
0
Comments
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Because they don't report those accounts to those CRAs.
They may report them to Equifax or not at all.0 -
Thanks ZX81, can't get onto Equifax so I guess I'll never know.zayt nisht meshugge0
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You should be able to access your equifax report from clearscore.2.88 kWp System, SE Facing, 30 Degree Pitch, 12 x 240W Conergy Panels, Samil Solar River Inverter, Havant, Hampshire. Installed July 2012, acquired by me on purchase of house in August 20170
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How old are the accounts. Older contract terms didn't give the bank permission to share your data.0
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They were both opened a few years ago.
I can't access my Equifax report through clearscore, for some reason I fail the identity check and I can't contact them to resolve it.zayt nisht meshugge0 -
What's the worry about them not showing? Have you any variations of your address, e.g. Flat 2 The Street and 2 The Street. If they is a slight variation on how your bank address you and what shows on the CRA's then contact the CRA's to inform them.0
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I'm not particularly bothered about them not showing, but I'm trying to improve my credit report so I thought that it may help if they did.
There's no difference in the addresses.zayt nisht meshugge0 -
Ignore the score, its fiction made up by the reference agency which lenders don't use. If you don't believe me have a look through this and the loans board where there are plenty of people with high or even maximum scores denied loans.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Ignore the score, its fiction made up by the reference agency which lenders don't use. If you don't believe me have a look through this and the loans board where there are plenty of people with high or even maximum scores denied loans.
I know, that's why I didn't say "score".zayt nisht meshugge0 -
Ignore the score, its fiction made up by the reference agency which lenders don't use.
I had the same a couple of years ago. I went out of my way not to talk about my credit score but I was still told to ignore my score.popeye2755 wrote: »I know, that's why I didn't say "score".
I sometimes wonder if people actually read posts before responding.0
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