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straas
Posts: 88 Forumite
Hi, hoping for a bit of help:
We purchased our home approx 4 years ago, and didn't receive a demand for ground rent until December 2017.
The letter demanded the ground rent arrears and an administration charge of £60.
I was in the process of querying the charge with the ground rent company and am currently awaiting a reply as I asked for a breakdown of the administration charge as I felt it was unduly high.
The total of the administration charge and the ground rent arrears was circa £76
Today I have received a letter from a debt collection agency demanding nearly £400.
Where do I stand on this?
Thanks
We purchased our home approx 4 years ago, and didn't receive a demand for ground rent until December 2017.
The letter demanded the ground rent arrears and an administration charge of £60.
I was in the process of querying the charge with the ground rent company and am currently awaiting a reply as I asked for a breakdown of the administration charge as I felt it was unduly high.
The total of the administration charge and the ground rent arrears was circa £76
Today I have received a letter from a debt collection agency demanding nearly £400.
Where do I stand on this?
Thanks
0
Comments
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Hi, hoping for a bit of help:
We purchased our home approx 4 years ago, and didn't receive a demand for ground rent until December 2017.
The letter demanded the ground rent arrears and an administration charge of £60.
I was in the process of querying the charge with the ground rent company and am currently awaiting a reply as I asked for a breakdown of the administration charge as I felt it was unduly high.
The total of the administration charge and the ground rent arrears was circa £76
Today I have received a letter from a debt collection agency demanding nearly £400.
Where do I stand on this?
Thanks
No-one can tell you. You don't say WHY it's jumped an additional £324.0 -
The letter doesn't state.
The ground rent is £4 annually, the administration charge from the ground rent company was £60.
The debt collection letter asks for £392 and states that £192 of this is their fee (inc. VAT)0 -
The letter doesn't state.
The ground rent is £4 annually, the administration charge from the ground rent company was £60.
The debt collection letter asks for £392 and states that £192 of this is their fee (inc. VAT)
Perhaps it's been to court?
Debt collectors can only add limited charges. Bailiffs on the other hand have quite substantial charges to be added.
It might be that you have a CCJ0 -
* so you owe 4 x £4 - £16 yes?
* are you living at the property or is it perhaps rented out?
* are you sure you never received a demand for payment before? Might it have gone elsewhere or been ignored or lost?
* an admin charge of £60 is not unusual where chasing non-payment is involved - the question is whether this is the 1st demand for payment or not
* what date in December was the letter sent? A reasonable gap would be required before passing it to debt collectors.
* the debt collectors fee seems high, but why did you not take immediate acton when 1st letter received in December?0 -
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* so you owe 4 x £4 - £16 yes?
* are you living at the property or is it perhaps rented out?
* are you sure you never received a demand for payment before? Might it have gone elsewhere or been ignored or lost?
* an admin chare of £60 is not unusual were chasing non-payment is involved - the question is whether this is the 1st demand for payment or not
* what datee in December was the letter sent? A reasonable gap would be required before passing it to debt collectors.
* the debt collectors fee seems high, but wh did you not take immediate acton when 1st leter received in December?
The demand letter was received 5th December.
I was in the process of querying the administration charge, they have been slow to reply which I put down to the christmas period.
And yes I owe £16, so £392 is quite the jump!0 -
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This is the letter I received today. I was told the next step would be taken 7 days from the date on the letter (9th)
https://ibb.co/kjuP7R0
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