Credit Card Surcharges on Trade Customer Accounts

Lizzytindrawers wrote: »

Yes I asked them about payments from the 13/01/2018 - but they responded with "Unfortunately the law regarding credit cards relates to UK Consumers – as you are a Trade Credit customer, currently the surcharge will still stand as the law change does not apply."
I cannot find anything online that agrees or disagrees with this?

I posted links to the various documents relating to this legislative change on another thread at: http://forums.moneysavingexpert.com/showpost.php?p=73588691&postcount=34

I'd interpret these as meaning that consumer cards can't be surcharged when the new regs take effect but that business ones can, i.e. it's the type of card that determines whether surcharges can be applied rather than the type of transaction, so IMHO using a consumer card to settle a business-related account shouldn't be surcharged.

Edit: MSE agrees with me, as at https://www.moneysavingexpert.com/news/cards/2018/01/cards-fees-to-be-banned-from-saturday

The surcharge rules are based on how you pay not who you are though. So if you pay with a business credit card you can be charged extra, but if you're a business owner using your personal credit credit you can't be charged the surcharge.