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  • FIRST POST
    • adventureofmemories
    • By adventureofmemories 3rd Dec 17, 10:41 PM
    • 176Posts
    • 543Thanks
    adventureofmemories
    10 luxuary spend challenge
    • #1
    • 3rd Dec 17, 10:41 PM
    10 luxuary spend challenge 3rd Dec 17 at 10:41 PM
    This challenge is for those of us who find it hard to resist spending money on our selves such as buying stationary when it's not needed, eating out when there is plenty of food home, getting an uber instead of the bus, buying make up when not needed, jewllery on ebay ECT.

    This challenge is for items for personal use and doesn't include bills, food shopping or buying items you actually need.

    The challenge is to help others have self control and discipline.

    To join,
    Simple post "join".
    Withdraw 10 from your bank or get your bank to send it to your current account.

    Choose what you want to do with your money.

    Keep us updated with your current progress
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
Page 1
    • datlex
    • By datlex 22nd Dec 17, 10:25 AM
    • 1,697 Posts
    • 1,590 Thanks
    datlex
    • #2
    • 22nd Dec 17, 10:25 AM
    • #2
    • 22nd Dec 17, 10:25 AM
    Not too sure how this would work? How is this any different to budgeting for unallocated spends? (Which could be 10 0r whatever suits).
    • adventureofmemories
    • By adventureofmemories 23rd Dec 17, 11:13 AM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #3
    • 23rd Dec 17, 11:13 AM
    • #3
    • 23rd Dec 17, 11:13 AM
    This is allowing you to only spend 10 on yourself ONLY
    such as make-up or buying things off of amazon

    A lot of my unallocated spends are on the house and myself. If i cut back on hpw much i've got to spend on myself I can save more to buy household things ect
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • iammumtoone
    • By iammumtoone 23rd Dec 17, 11:18 AM
    • 5,637 Posts
    • 11,446 Thanks
    iammumtoone
    • #4
    • 23rd Dec 17, 11:18 AM
    • #4
    • 23rd Dec 17, 11:18 AM
    I think its a good idea to keep track of this. I spend too much on treats for myself/son. I would have to allocate 10 each to us.

    How long does the money have to last? a week or month (a day would be good )
    • adventureofmemories
    • By adventureofmemories 24th Dec 17, 7:55 AM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #5
    • 24th Dec 17, 7:55 AM
    • #5
    • 24th Dec 17, 7:55 AM
    I personally am going for weekly.

    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • iammumtoone
    • By iammumtoone 24th Dec 17, 9:34 AM
    • 5,637 Posts
    • 11,446 Thanks
    iammumtoone
    • #6
    • 24th Dec 17, 9:34 AM
    • #6
    • 24th Dec 17, 9:34 AM
    Weekly sounds good to me.

    Think i will do 10 per week for me and 5 per week for ds.

    I am not promising I will achieve these but it will be useful to keep track to see how much I am spending on luxuries.
    • adventureofmemories
    • By adventureofmemories 25th Dec 17, 6:41 AM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #7
    • 25th Dec 17, 6:41 AM
    • #7
    • 25th Dec 17, 6:41 AM
    Yeah same but we can always try !!!55357;!!!56838; merry christmas xx
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • iammumtoone
    • By iammumtoone 26th Dec 17, 8:17 PM
    • 5,637 Posts
    • 11,446 Thanks
    iammumtoone
    • #8
    • 26th Dec 17, 8:17 PM
    • #8
    • 26th Dec 17, 8:17 PM
    spends for wk 52
    Me
    2.81 - book
    Last edited by iammumtoone; 28-12-2017 at 3:09 PM.
    • adventureofmemories
    • By adventureofmemories 26th Dec 17, 10:20 PM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #9
    • 26th Dec 17, 10:20 PM
    • #9
    • 26th Dec 17, 10:20 PM
    I'm starting this challenge in January from the 6th ,
    I've worked out my budget and I'd have 54 to spend on myself anyway.
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • Chocolatedrinker
    • By Chocolatedrinker 26th Dec 17, 11:38 PM
    • 240 Posts
    • 1,779 Thanks
    Chocolatedrinker
    Hi,
    I'd like to join, with 10 per week as my aim.
    • iammumtoone
    • By iammumtoone 28th Dec 17, 3:08 PM
    • 5,637 Posts
    • 11,446 Thanks
    iammumtoone
    Updated my spend for his week. I am off work today and tomorrow so will be difficult to stay in budget.

    I am also keeping track on here of other spends that aren't essential and come from other budgets as I want to keep track of how much money I spend on non-essentials.

    Me
    2.81 - book
    5.00 - boots sale

    DS


    Other non-essential
    25 electric blanket for me (sale)
    20 electric blanket for ds (sale)
    Last edited by iammumtoone; 28-12-2017 at 3:10 PM.
    • iammumtoone
    • By iammumtoone 30th Dec 17, 4:14 PM
    • 5,637 Posts
    • 11,446 Thanks
    iammumtoone
    Updated spends. Are you going to carry over any balance to next week if under budget? I think I will.

    Me
    2.81 - book
    5.00 - boots sale

    DS
    3.20 - books

    Other non-essential
    25 electric blanket for me (sale)
    20 electric blanket for ds (sale)
    • iammumtoone
    • By iammumtoone 1st Jan 18, 8:47 PM
    • 5,637 Posts
    • 11,446 Thanks
    iammumtoone
    Week 52 under budget
    Week 1 not looking so good

    Me - carry forward 2.19
    fragrance oil - 1.99
    book - 2.50


    Son - carry forward 1.80
    book - 3.20
    Sealed pot challenge ~ 11 #017 - Open 1st Nov


    • adventureofmemories
    • By adventureofmemories 2nd Jan 18, 8:28 PM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    I'm not carrying anything over.
    Anything I don't spend will be going into either my fun pot or emergency pot.

    This week , I have 10 for all spends as I'm struggling with cash but I get paid Friday all being well.
    I haven't spent it yet. So I'm still at 10.00
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
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