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  • FIRST POST
    • adventureofmemories
    • By adventureofmemories 14th Nov 17, 6:14 PM
    • 176Posts
    • 543Thanks
    adventureofmemories
    Help2Buy Saving challenge 2018
    • #1
    • 14th Nov 17, 6:14 PM
    Help2Buy Saving challenge 2018 14th Nov 17 at 6:14 PM
    This challenge is about saving up to 200 each month in your Help2Buy ISA account.
    In your first month of opening the account, you can save 1,200. You can make as many deposits as you'd like in the months after the initial opening month to the account as long as it doesn't exceed 200.

    Do not leave yourself short in order to save 200 each month! Ensure bills and essentials are budgeted for / paid for first.

    You can include other challenges in this thread as long as it is going towards your Help2Buy ISA account.

    feel free to join & Start now to give yourselves a head start.

    * New Information about the challenge*
    • You may join if you have already started your ISA
    • You may join if you have already brought a hose and want to start saving for a new home
    • You may post for both the Help To Buy ISA and if you have an account set up specifically for any extra money you would like to put towards the house. JUST PLEASE let us know what you are updating
    Last edited by adventureofmemories; 10-12-2017 at 5:04 PM.
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
Page 1
    • adventureofmemories
    • By adventureofmemories 14th Nov 17, 6:17 PM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #2
    • 14th Nov 17, 6:17 PM
    Member list 1
    • #2
    • 14th Nov 17, 6:17 PM
    Already started
    03. laurenturner
    05. DebtFreeDuo
    06. Hope78

    Starting in January
    01. Adventureofmemories 0.00 / 2,400

    Starting in April
    02. Dolly Rocker


    Starting in July
    04. Buffythedebtslayer
    Last edited by adventureofmemories; 10-12-2017 at 5:02 PM.
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • Dolly Rocker
    • By Dolly Rocker 15th Nov 17, 10:01 AM
    • 3,727 Posts
    • 10,642 Thanks
    Dolly Rocker
    • #3
    • 15th Nov 17, 10:01 AM
    • #3
    • 15th Nov 17, 10:01 AM
    I'm in!!

    Although I am not going to be able to start this until April?!

    If that alright?

    Dxxx
    CWP start 16st2lbs, current 13st13lbs, lost 31lbs

    Debt start 6,649.97, current 5,950.00, paid 696.97

    17th April 2018 - I have 5 Nationwide Referrals available, PM me if you want 100 to switch accounts
    • BritOnABudget
    • By BritOnABudget 15th Nov 17, 1:57 PM
    • 57 Posts
    • 494 Thanks
    BritOnABudget
    • #4
    • 15th Nov 17, 1:57 PM
    • #4
    • 15th Nov 17, 1:57 PM
    I would love to join, I started my H2B in July
    House Deposit: 4,012.37
    Make 2018 in 2018 - 358.06/2018
    Save 7k in 2018 #25
    Emergency Fund - 900/1000 = 90%
    • adventureofmemories
    • By adventureofmemories 24th Nov 17, 5:57 AM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #5
    • 24th Nov 17, 5:57 AM
    • #5
    • 24th Nov 17, 5:57 AM
    That's okay, dollyrocker
    I'm not starting until January or after I pay my fiance back

    Nicely done,
    laurenturner .

    I'll add you both soon.
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • Buffythedebtslayer
    • By Buffythedebtslayer 24th Nov 17, 10:29 PM
    • 15,118 Posts
    • 49,593 Thanks
    Buffythedebtslayer
    • #6
    • 24th Nov 17, 10:29 PM
    • #6
    • 24th Nov 17, 10:29 PM
    I don't think I qualify as am old but am saving to buy a property. Can I join? 200 pounds a month from July sounds doable.

    Buffy
    Frugal Living Challenge, Pound a Day challenge, Sealed Pot Challenge Debt 4990 (March)
    • adventureofmemories
    • By adventureofmemories 25th Nov 17, 4:05 PM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #7
    • 25th Nov 17, 4:05 PM
    • #7
    • 25th Nov 17, 4:05 PM
    Of course you can join !!!55357;!!!56833;
    You can deposit however much you wish but for us with help to buy Isa's 200 is max.

    I have a lot of money to pay back my fiance so I'm aiming to save 100 as the must goal but more may be added if I can afford it up until I pay him everything
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • DebtFreeDuo
    • By DebtFreeDuo 25th Nov 17, 7:55 PM
    • 808 Posts
    • 4,136 Thanks
    DebtFreeDuo
    • #8
    • 25th Nov 17, 7:55 PM
    • #8
    • 25th Nov 17, 7:55 PM
    Not sure if I can join this as I already have a help to buy ISA but I'm hoping to increase my house savings next year up to 8000 (an additional 3000 so not all will go to the ISA).
    Debt free by Christmas 2018 #004: 2565.82/7445.69
    2018 in 2018 #25: 674.21/2018
    SPC 586
    • adventureofmemories
    • By adventureofmemories 25th Nov 17, 8:36 PM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    • #9
    • 25th Nov 17, 8:36 PM
    • #9
    • 25th Nov 17, 8:36 PM
    You can still join. I guess any one looking to save for a house is welcome .

    I just did the challenge as h2b as I just wanted some motivation and to help others in the same boat x
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • Hope78
    • By Hope78 9th Dec 17, 12:18 PM
    • 753 Posts
    • 2,012 Thanks
    Hope78
    Hoping I can join....I started. H2B ISA in March 2016 and currently have 4300 in it. I!!!8217;ve been paying the full 200 most months.

    Having paid off the last of my HUGE (25k) loan today [there have been lots of happy tears today] I now plan to boost my house saving though this can!!!8217;t go in to my H2B ISA, so I!!!8217;ve got a separate bank account opened ready for any !!!8216;extra!!!8217;.

    Please !!!55357;!!!56876;can I join too?
    LBM 03/07 44k DFD 31/12/17 12/17 2545.50
    Credit Card 2500.00 & Next 45.00
    Savings = 81.21 & Help To Buy ISA = 4700.00
    • adventureofmemories
    • By adventureofmemories 10th Dec 17, 4:57 PM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    Yeah of course, hope.

    I plan to do the same after I reach 1,000 in emergency funds (so I'm only putting 100 in each savings account then once 1,000 is reached, i will be just focusing on the house ISA. If i already deposit 200 I will put the rest in another account)

    great job with the loan though!!

    I have 444 to pay back to my fiancee as we went 'half' on our new TV, curtains, PS4 and washing machine but paying 20-40 a month for that
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • Buffythedebtslayer
    • By Buffythedebtslayer 12th Dec 17, 7:37 PM
    • 15,118 Posts
    • 49,593 Thanks
    Buffythedebtslayer
    I have no idea why I wrote July! Must be going bonkers, I will start in January
    Frugal Living Challenge, Pound a Day challenge, Sealed Pot Challenge Debt 4990 (March)
    • adventureofmemories
    • By adventureofmemories 13th Dec 17, 6:47 AM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    Ah no problem! Thanks for letting me know i'll change it for you. Im starting in January too. Fresh slate. I wanted to start this month but its hard with Christmas shopping and i have a lot of events to go to.

    Hoping to put whatever is left into my isa.
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • adventureofmemories
    • By adventureofmemories 5th Jan 18, 9:26 PM
    • 176 Posts
    • 543 Thanks
    adventureofmemories
    Hello hello..

    My challenge has officially started. I've put in 200.00 As I got paid today
    Debt to fiancee - 404.00 (left to pay) | Save 12,000 in 2018 - 371.90 all together|2,018 items in 2018 (8/2,018)
    • Buffythedebtslayer
    • By Buffythedebtslayer 15th Feb 18, 11:40 AM
    • 15,118 Posts
    • 49,593 Thanks
    Buffythedebtslayer
    How is it all going? I am still looking for an ISA to use, any recommendations?
    XX
    Frugal Living Challenge, Pound a Day challenge, Sealed Pot Challenge Debt 4990 (March)
    • xironsongx
    • By xironsongx 16th Feb 18, 10:44 PM
    • 141 Posts
    • 373 Thanks
    xironsongx
    I wasn't going to save for a house as I wanted to save for emergency or my wedding but my fiance doesn't know when he wants to get married but want to and doesn't really seem bothered about saving for it.

    So now I'm just gonna build my h2b isa and if we need it we'll use it for emergency and I'll just make up the balance I've used.

    220.79 in the help 2 buy.

    I have Natwest but that was the easy one to open with one of the highest rates.
    Last edited by xironsongx; 16-02-2018 at 10:59 PM.
    Engaged 01-09-17 Wedding 519.78 (BA) 80.22 (Sp) / 5,600 5,000 left to save
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