PPI claim advice
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Tony42
Posts: 3 Newbie
Hi
I'm trying to make a claim directly to Barclaycard for mis-sold PPI
It seems crucial I answer the question below correctly. Any advice would be much appreciated.
When you took out the policy, how would you have repaid your monthly borrowing if your salary stopped? Please ensure you include as much detail as possible in order for us to assess your complaint fully. Provide details of:
- Whether you would have received sick pay from your employer including how many months sick pay, whether this would have been full or partial.
- Whether you would have received redundancy pay and how many months pay this would be.
- Details of any insurance policies.
- Anything else.
I'm trying to make a claim directly to Barclaycard for mis-sold PPI
It seems crucial I answer the question below correctly. Any advice would be much appreciated.
When you took out the policy, how would you have repaid your monthly borrowing if your salary stopped? Please ensure you include as much detail as possible in order for us to assess your complaint fully. Provide details of:
- Whether you would have received sick pay from your employer including how many months sick pay, whether this would have been full or partial.
- Whether you would have received redundancy pay and how many months pay this would be.
- Details of any insurance policies.
- Anything else.
0
Comments
-
Only you know the answers.
And if you don't, put that you don't know.0 -
Thanks for the advice.
Wouldn't saying "I don't know" go against me?0 -
No. They don't expect crystal clear memories.
But putting a lie down definitely will, if they check the information.0 -
I've no intention of misinforming Barclays.
I don't remember my circumstances financially or otherwise at the time in question.
Rather than just saying "I don't know" or "I can't remember" I thought their might be a popular concise answer to the questions. I'm sure lots of people have completed this form in the past. If simply saying "I can't remember the details" is satisfactory, then that's how I will reply.
Cheers0 -
If you don't remember at all then that would be the correct response, If you were employed at the time you should have got some sick pay and redundancy package in your terms and conditions, or contract. The more you could prove that you could have continued to pay the loan if you were either off sick long term or made redundant, would be a bit more evidence that you did not need the PPI and were possibly miss-sold it.
So it would be better for you to see if you can find any paperwork regarding your employment at the time, and whether you had any savings or could have had financial support from family or friends if the need had arisen. Also if you had any life insurance cover. Or maybe contact your previous employer/s to ask them what terms you had for sickness or redundancy.0 -
Saying I don't know won't necessarily harm your complaint if they find another reason to uphold your complaint0
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