Best balance transfer deals?

AG47 · 7 October 2017 at 8:23PM

Hi, wan are the best balance transfer deals please?

I have about 8k on a zero interest deal co I got to an end, I'm interested in stoozing

I hope I can transfer the entire balance to another zero interest deal for about a year or so,

cjv · 7 October 2017 at 8:50PM

https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards

Is a good start.

Be sure to also check other comparison sites and individual bank sites for ones that are not on MSE.

Many will have the option to check if you are eligible, before you actually apply.

AG47 · 8 October 2017 at 8:57PM

cjv wrote: »

https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards

Is a good start.

Be sure to also check other comparison sites and individual bank sites for ones that are not on MSE.

Many will have the option to check if you are eligible, before you actually apply.

Thanks so much,

I'm wondering is it ok if my card is maxed out, or is it better to have paid a fair bit off first before applying for a balance transfer?

YorkshireBoy · 8 October 2017 at 9:46PM

AG47 wrote: »

I'm wondering is it ok if my card is maxed out, or is it better to have paid a fair bit off first before applying for a balance transfer?

That would depend on your income, number of cards, and overall, ie aggregate, utilisation. You'll always be viewed more favourably with less debt, but that would kind of defeat the objective (of stoozing).

Best balance transfer deals?

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