Can I remove cancelled loan application?
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geraldine79
Posts: 4 Newbie
Hi all
I applied for a consolidated loan from zopa . However I have decided to cancel it (a day after being accepted) as my credit card company offered me a zero percent money transfer. Typical bad timing by me!
Anyway I'm hoping to get a mortgage in the new year so don't want the credit application from zopa on my file seeing as it's cancelled within the cooling off period. Is this possible?? Thanks in advance
I applied for a consolidated loan from zopa . However I have decided to cancel it (a day after being accepted) as my credit card company offered me a zero percent money transfer. Typical bad timing by me!
Anyway I'm hoping to get a mortgage in the new year so don't want the credit application from zopa on my file seeing as it's cancelled within the cooling off period. Is this possible?? Thanks in advance
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Comments
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Nope it is not possible. There will be a hard search on your file. However one hard search a few months before the application won’t hurt things overmuch.2.88 kWp System, SE Facing, 30 Degree Pitch, 12 x 240W Conergy Panels, Samil Solar River Inverter, Havant, Hampshire. Installed July 2012, acquired by me on purchase of house in August 20170
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The entry is for a search thats it, as your going for a mortgage the lender will ask for bank statements and see no loan was paid into the account.0
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