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Fee Free BT Cards
Pricy147
Posts: 1,320 Forumite
in Credit cards
Is there a current list somewhere of fee free 0% balance transfer cards anywhere? Particularly those of extended duration (e.g. 20-30 months).
It has been a long time since stoozing - is it still easy to transfer from one credit card to another creating a positive balance - and then moving that to your current account - particularly for those cards not allowing super balance transfers to current accounts.
For example - new credit card with 10k limit. Transfer to credit card B creating 10k positive balance, and then move to current account. Used to do this regular many moons ago. Which cards still allow this?
Thanks
It has been a long time since stoozing - is it still easy to transfer from one credit card to another creating a positive balance - and then moving that to your current account - particularly for those cards not allowing super balance transfers to current accounts.
For example - new credit card with 10k limit. Transfer to credit card B creating 10k positive balance, and then move to current account. Used to do this regular many moons ago. Which cards still allow this?
Thanks
To Stooze or Not To Stooze - Theres only one option 
0
Comments
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I think MBNA still do the positive balance thing - I have never tried it myself.
It didn't take much searching on here to find:
http://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards?&_ga=2.164891965.340789996.1505117371-635179073.1499682204#nofeesI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
The MSE Credit Club has a comprehensive listing in its affordability checker section.0
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Cheers - I seen the MSE list but the transfer fees are not easily listed - I found a uSwitch list which is easy to see.To Stooze or Not To Stooze - Theres only one option0
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Good list.Cheers - I seen the MSE list but the transfer fees are not easily listed - I found a uSwitch list which is easy to see.
One thing I noticed when applying through MSE was that my Virgin Money pre-contract also included Moneysupermarket.com Financial Group Limited as a credit intermediary.0 -
There was also a post on an old thread this morning on creating positive credit card balances.
https://forums.moneysavingexpert.com/discussion/54016430 -
Be wary that seeing as these are the cards that smarter people get who are not swayed by the longest possible 0% term, some companies have much harsher credit policies in place for these cards. Means that even if you could get accepted onto a low fee 0% for 3 year deal, you could get rejected for the fee-free product due to internal reasons or suspicions of gaming... It does happen...0
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