We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Balance Transfer & Spending card question
Runnybabbit
Posts: 494 Forumite
in Credit cards
Hello all
I have a zero percent credit card with Barclays which is coming to an end shortly. I have approx £1,000 which I'd like to put on a balance transfer with another card lender. I've had to take time off work recently due to being unwell but I am returning to work next week. I need a little time to get back on my feet with my finances etc, so I'm looking for the cheapest balance transfer rate.
My question is this (apologies if it's a silly question!) but due to my job, i tend to use my credit card for petrol which i then claim back from my employer at the end of the month (although when it's finally paid into my bank account is another question!). I also use my credit card for deposits for holiday and some goods protection etc.
Is it possible that i can apply for a card that gives me zero percent credit for fixed months, whilst still having a balance transfer on it?. Or would I have to apply for another card for my smaller purchases (petrol, deposits etc)?.
Thank you in advance for your valued advice and apologies for requesting clarification on something which might seem a daft question!.
I have a zero percent credit card with Barclays which is coming to an end shortly. I have approx £1,000 which I'd like to put on a balance transfer with another card lender. I've had to take time off work recently due to being unwell but I am returning to work next week. I need a little time to get back on my feet with my finances etc, so I'm looking for the cheapest balance transfer rate.
My question is this (apologies if it's a silly question!) but due to my job, i tend to use my credit card for petrol which i then claim back from my employer at the end of the month (although when it's finally paid into my bank account is another question!). I also use my credit card for deposits for holiday and some goods protection etc.
Is it possible that i can apply for a card that gives me zero percent credit for fixed months, whilst still having a balance transfer on it?. Or would I have to apply for another card for my smaller purchases (petrol, deposits etc)?.
Thank you in advance for your valued advice and apologies for requesting clarification on something which might seem a daft question!.
0
Comments
-
It's possible to get a card with both purchases and BT promos.
Have a look at the credit card section on this site.0 -
Thank you for your reply, this is what's confusing me, I'm unsure which is which!, but if you could point me in the right direction?, that would be really appreciated.Deleted_User wrote: »It's possible to get a card with both purchases and BT promos.
Have a look at the credit card section on this site.
Opinions are like bottom holes, we all have one
0 -
-
Just viewed that so will check the eligibility criteria etc, thank you for your help, I'd have got the wrong card without your help! :beer:Deleted_User wrote: »
Opinions are like bottom holes, we all have one
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards