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insurance cancelled marker

I was advised a marker was placed on majority of insurance companies last year as i forgot to add a nff claim

Thinking ahead to next year can the marker be removed thrn i could possibly renew via best quotes etc

I did mange to renew meanwhile though onsiderably higher cost
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb

Comments

  • paddyandstumpy
    paddyandstumpy Posts: 1,486 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Irrespective of any marker, if you're asked the question about previous cancellations then you have to disclose your history, truthfully.

    Therefore the marker is an irrelevance, unless you're looking to remove it so you can misrepresent another risk?
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Irrespective of any marker, if you're asked the question about previous cancellations then you have to disclose your history, truthfully.

    Therefore the marker is an irrelevance, unless you're looking to remove it so you can misrepresent another risk?
    excellent reply will major or better known insurance companies still offer policies if i answer honestly next year

    the nff claim was an error on my part when i had renewed online thinking i had to mention past fault claims
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Quentin
    Quentin Posts: 40,405 Forumite
    You are stuck with this cancelled policy in your history and should disclose it to any insurers you approach for quotes.


    Most off the peg online companies refuse to quote anyone with this in their history


    See if a local broker (not Swinton) can help when your renewal comes round
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Quentin wrote: »
    You are stuck with this cancelled policy in your history and should disclose it to any insurers you approach for quotes.


    Most off the peg online companies refuse to quote anyone with this in their history


    See if a local broker (not Swinton) can help when your renewal comes round

    thanks

    think I’ll try a test qoute anyway though i do have the option of auto renewal with current provider if all else fails next year
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Best to manually shop around.
    Individually get quotes from insurers.
    They all ask different questions/combinations of questions.
    Keep a note of which ones ask the problematic questions for next year.
    Changing the world, one sarcastic comment at a time.
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