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    • blackmath
    • By blackmath 18th May 17, 7:33 PM
    • 35Posts
    • 16Thanks
    blackmath
    PPC performing a credit search
    • #1
    • 18th May 17, 7:33 PM
    PPC performing a credit search 18th May 17 at 7:33 PM
    I have had a PPC send me a letter they have found my address via a credit search. I am going to check if they genuinely have.

    How have they done this with no credit agreement or application for credit?

    Why would Experian etc. release personal information without express permission?

    Anyone know if this is allowed? If not I will be pursuing this with the ICO.
Page 2
    • blackmath
    • By blackmath 18th May 17, 8:56 PM
    • 35 Posts
    • 16 Thanks
    blackmath
    For each ticket they intend to issue, they have to go back to the DVLA each and every time. Despite knowing your details from previous ticket(s), they cannot use them. They must apply each time to the DVLA.

    Write to the DVLA and ask them who, by date, has applied for your details between x (date) and y (date) - to cover the dates of all your PCNs.

    http://parking-prankster.blogspot.co.uk/2015/06/dvla-reverse-position-on-charging-to.html
    Originally posted by Umkomaas
    Thanks. I guess it is worth doing to piece together what they have done.
    • beamerguy
    • By beamerguy 18th May 17, 9:02 PM
    • 7,317 Posts
    • 9,750 Thanks
    beamerguy
    I suspect this isn't a credit search but rather confirmation of your address.
    Originally posted by waamo
    It's a soft search to which those entitled to access the credit database can do.
    Now, I have long suspected that such information can be obtained from third parties such as bank staff

    The OP has the right to ask all the credit agencies who accessed his files

    Who knows, a can of worms might be uncovered
    Last edited by beamerguy; 18-05-2017 at 9:29 PM.
    RBS - MNBA - CAPITAL ONE - LLOYDS

    DISGUSTING BEHAVIOUR
    • Coupon-mad
    • By Coupon-mad 18th May 17, 10:22 PM
    • 57,324 Posts
    • 70,925 Thanks
    Coupon-mad
    None of us are defending the parking firm, BTW.

    The industry with its two 'Trade Bodies' who lobby Government, maintaining a veil of legitimacy for their members, fronts a despicable scam played out by many of the worst culprit firms.
    PRIVATE PCN? DON'T PAY BUT DO NOT IGNORE IT TWO Clicks needed for advice:
    Top of the page: Home>>Forums>Household & Travel>Motoring>Parking Tickets, Fines & Parking - read the 'NEWBIES' FAQS thread!
    Advice to ignore is WRONG, unless in Scotland/NI.

    • pappa golf
    • By pappa golf 18th May 17, 10:56 PM
    • 8,706 Posts
    • 9,307 Thanks
    pappa golf
    None of us are defending the parking firm, BTW.

    The industry with its two 'Trade Bodies' who lobby Government, maintaining a veil of legitimacy for their members, fronts a despicable scam played out by many of the worst culprit firms.
    Originally posted by Coupon-mad

    vote tory , problem solved!

    http://forums.pepipoo.com/index.php?showtopic=113642
    Save a Rachael

    buy a share in crapita
    • Timothea
    • By Timothea 18th May 17, 11:41 PM
    • 161 Posts
    • 313 Thanks
    Timothea
    When regulated debt collectors get involved, are they obliged to confirm the current address of the alleged debtor? PPCs can only ask DVLA for the registered keeper's address at the date of event.

    This would explain why many people only find out that they have a PCN when they receive a threatening letter from a debt collector.
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