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    • sheepyofm
    • By sheepyofm 18th May 17, 3:49 PM
    • 1Posts
    • 0Thanks
    Address not being found when applying for credit files
    • #1
    • 18th May 17, 3:49 PM
    Address not being found when applying for credit files 18th May 17 at 3:49 PM
    Hi everyone , was wondering if anybody out there has come across my problem and so how to resolve it?
    I am in my early fifties, been married and divorced, have kids, have had mortgages etc. etc.. I have recently bought a flat, which is a new conversion of an office block so now have another mortgage (my only one at the moment!). I have been employed for 34 years and earn a decent salary, am on the electoral role and my post code is registered with the Royal Mail, I have BT/Sky, have no ccj's and no money arrears..........................nothing too exciting so far !!!! how come none of the main credit checking sites, Experian etc. will accept me???. When a put my post code into their system only around four of the flats in my block (there is a total of 34 flats) comes up as an option and they wont accept me putting it in manually. I was with one of the credit rating sites before I moved to my new place but left because they charged a monthly fee.
    Am concerned that I will not be eligible for credit cards/loans etc. if companies cannot find me when they use one of the credit reference companies.........any advice as to how to rectify this?

    Kind Regards

Page 1
    • zx81
    • By zx81 18th May 17, 4:03 PM
    • 16,832 Posts
    • 17,833 Thanks
    • #2
    • 18th May 17, 4:03 PM
    • #2
    • 18th May 17, 4:03 PM
    What have each of them said when you queried it with them?

    Did they suggest other ways of identifying you?
    • gb78
    • By gb78 18th May 17, 9:34 PM
    • 1 Posts
    • 0 Thanks
    • #3
    • 18th May 17, 9:34 PM
    • #3
    • 18th May 17, 9:34 PM
    As it's a new property they might not have the latest address data from Royal Mail. Have you been there long?
    • Ben8282
    • By Ben8282 19th May 17, 5:03 AM
    • 2,283 Posts
    • 1,017 Thanks
    • #4
    • 19th May 17, 5:03 AM
    • #4
    • 19th May 17, 5:03 AM
    Are you sure that you have your post code exactly correct. Is there any possibility that the post code you are entering refers only to those 4 flats while the rest of the flats have a different postcode?
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