Yes it's The Car

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  • wealdroam
    wealdroam Posts: 19,181 Forumite
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    mc303 wrote: »
    yes told the FO i took the car back 3 times, dealer would not accept fault, dealer repaired other faults with the car would not accept the fault i was suggesting, i even got a report from the main dealer which cost £80 , they confirmed the fault, the FO said there was a new MOT on the car ?? yes i think i should up appeal the decision to the Ombudsman
    What has an MOT got to do with it?

    If you can't write proper sentences then I'll have to leave you to it.

    You have been asked several times...
    1) did you use a credit card?
    2) was it a chargeback or a section75 claim that was rejected?

    You need to start answering questions.
  • mc303
    mc303 Posts: 166 Forumite
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    sorry, half was paid by CC half by cash,
    the FO said there should not have been a fault as it had a new MOT on the car?
    The CC did a chargeback, which was later defended and reversed, i explained to both the CC and the FO i did not want a chargeback but a breach of contract under section 75
  • mc303
    mc303 Posts: 166 Forumite
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    Normally the Financial Ombudsman invites your comments on its proposed decision and allow you to appeal up the decision up to an Ombudsman if you are not happy?

    By the way, FOS decisions are public .ombudsman-decisions.org.uk so there are no issues giving us a link to the decision in your case.

    i did a search and found nothing :(
  • naedanger
    naedanger Posts: 3,102 Forumite
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    mc303 wrote: »
    i did a search and found nothing :(

    http://www.ombudsman-decisions.org.uk/

    I suggest you select the option for "upheld" and enter "section 75" in the search field and widen the date range.

    The website seems quite slow to update.
  • mc303
    mc303 Posts: 166 Forumite
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    [QUOTE naedanger

    I suggest you select the option for "upheld" and enter "section 75" in the search field and widen the date range.

    The website seems quite slow to update.[/QUOTE]

    I did try that
  • naedanger
    naedanger Posts: 3,102 Forumite
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    mc303 wrote: »

    I did try that

    It works for me. If you enter the search details, hit the search button and then scroll down there should be many links to pdfs of cases. It is quite slow. I am using a pc.
  • shaun_from_Africa
    shaun_from_Africa Posts: 12,858 Forumite
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    mc303 wrote: »
    I did try that

    When you open the link, type in "section 75" in the box that states "you can search by word or phrase".

    Tick the two boxes marked "for decisions that were - upheld" &
    "Within- banking, credit and mortgages"

    Then set the date ranged from 01/01/2016 to today and hit the search button.
    I just did this and it yielded 439 results.

    If you search through them, the majority are S75 claims that the FCO states were wrongly rejected and you may well find a case similar to yours.
  • mc303
    mc303 Posts: 166 Forumite
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    ??? am i looking for my case or just looking for similar case?
  • naedanger
    naedanger Posts: 3,102 Forumite
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    mc303 wrote: »
    ??? am i looking for my case or just looking for similar case?

    You are looking for similar cases. (Your case will not be there until it is completely finalised.)
  • mc303
    mc303 Posts: 166 Forumite
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    ok, please enlighten me as to what i should find that will help my appeal by scrolling through hundreds of not upheld cases? i have been told why my case was not upheld. it's a little confusing asking for the search?
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