We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Remortgage- waiting time for land registry 1st registration
Options
agbxtra
Posts: 6 Forumite
After a huge complaint, and a 3 month wait to retrieve my house deeds from my current mortgage provider I am now informed they have lost some documentation. They are going to certify copies with their solicitor so I can apply for first registration with the land registry.
My mortgage offer is only valid now until December 31st. Will this be enough time to get it registered, or is there a long turnaround time on this?
Mandy
My mortgage offer is only valid now until December 31st. Will this be enough time to get it registered, or is there a long turnaround time on this?
Mandy
0
Comments
-
If you are remortgagaing you willhave a solicitor dealing with it at least on behalf of the new lender, if not on your behalf as well. It will be up to him to decide whether the title is OK when he gets the documents from the present lender.
If you are buying an unrehgsitered title thenyour solicitor checks it and registers it after completion of the purchase. The aperwork available would have to be pretty deficient for a buyer's solicitor to insist on first registration by a seller. So int he same way I would expect a new mortgage lender's solicitor to look at the unregsitered title and decide whether it was good enough. Has he?
I am assuming the property is in England/Wales. If so, I am surprised it isn't registered. You must have inherited it pre about 1998 or bought it before 1991. When did you acquire it and how?RICHARD WEBSTER
As a retired conveyancing solicitor I believe the information given in the post to be useful assuming any properties concerned are in England/Wales but I accept no liability for it.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards