Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • spaniel101
    • By spaniel101 14th Oct 16, 12:09 AM
    • 14Posts
    • 3Thanks
    BG Default Date & Statute Barred
    • #1
    • 14th Oct 16, 12:09 AM
    BG Default Date & Statute Barred 14th Oct 16 at 12:09 AM
    Long story short, I left British Gas (Electricity) in Sept 2010, on the back of an argument/complaint over estimated bill. The last time I paid/acknowledged was July 2010. I've since received several letters over the years from various DCA, the last of which being Aug 2014 and ignored them all. I've heard nothing since. One of the DCA's placed a Default in Aug 2014!

    Fast forward 2016, I'm attempting to clean up my credit file. Could I write to British Gas, asking them to correct the Default Date to 2010 or would this be a total waste of time ? Will this be resetting the clock for statute barred, although I would rather pay to be honest (99), then its 'settled' without CCJ's in threat.

    I know there are Guidelines for Default Dates but should I bargain with them (I'll pay this if you.....) or just demand the correction and pay it?

    Thanks in advance for any advice...
Page 1
    • A Flock Of Sheep
    • By A Flock Of Sheep 17th Oct 16, 10:44 PM
    • 4,982 Posts
    • 6,437 Thanks
    A Flock Of Sheep
    • #2
    • 17th Oct 16, 10:44 PM
    • #2
    • 17th Oct 16, 10:44 PM
    Hence why it is important to only give your name as "The Occupier" or even just any name to utility companies. Estimated bills can cause havoc for credit files now utility firms are jumping on the "reporting" bandwaggon.

    All could have been avoided if they simply reported the alleged debts to "The Occupier" or just some random name you give them.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

28Posts Today

2,712Users online

Martin's Twitter
  • It's the start of mini MSE's half term. In order to be the best daddy possible, Im stopping work and going off line?

  • RT @shellsince1982: @MartinSLewis thanx to your email I have just saved myself £222 by taking a SIM only deal for £7.50 a month and keeping?

  • Today's Friday twitter poll: An important question, building on yesterday's important discussions: Which is the best bit of the pizza...

  • Follow Martin