Credit card balance add to mortgage?

VodkaRedBull
VodkaRedBull Posts: 3 Newbie
in Credit cards
Have a credit card balance of £3,400 can I add it to my mortgage and close credit card account down?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
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    What did your mortgage lender say?
  • VodkaRedBull
    VodkaRedBull Posts: 3 Newbie
    Deleted_User wrote: »
    What did your mortgage lender say?
    not been yet as it will surely be another hard search on credit, thought I would come to the best place for advice before I ask or not, thanks for reply tho, what you think I should do?
  • Nebulous2
    Nebulous2 Posts: 5,101 Forumite
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    You need to work that out for yourself. Normally people are not encouraged to turn unsecured debt into secured debt - as it puts your house at risk. Generally for what is a relatively low level of debt the best way would be to go for a 0% balance transfer card and pay it off as soon as possible.
  • Dan83
    Dan83 Posts: 672 Forumite
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    Don't just get any 0% balance transfer card, look for a card that also has 0% fee
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
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    I don't see any mortgage lender agreeing to lend such a small sum on a mortgage - the actual cost to them setting it up is not worth their while.
  • chelseablue
    chelseablue Posts: 3,296 Forumite
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    Could you get a 0% card and do a balance transfer


    £3.4k isn't that big a debt (if that's all you owe of course)
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