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Barclays Cardholder Protection - Should I Renew?

humfer
Posts: 1,779 Forumite
in Credit cards
Have been with Barclays for many years now and have just had the renewal come through for £70 covering the next 3 years (both me and the wife). I have always tended to renew in the past based on the 'fear' factor. However I'm really starting to wonder about the benefits. I really am not bothered at all about replacement locks, emergency passport replacements, etc but the one thing that still remains on my brain is fraudulent use if my cards are either 'lost and stolen'. Can someone confirm whether even without a policy if my cards get stolen and used, or even I misplace them and they can used am I liable for any money spent? If not, then I will not bother renewing
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Can someone confirm whether even without a policy if my cards get stolen and used, or even I misplace them and they can used am I liable for any money spent? If not, then I will not bother renewingTHEFT, LOSS OR MISUSE OF CREDIT CARD
If your credit card is lost, stolen or misused by someone without your permission, you may have to pay up to £0 of any loss to us. If it is misused with your permission you will probably be liable for ALL losses. You will not be liable to us for losses which take place after you have told us about the theft, etc.THEFT, LOSS OR MISUSE OF EGG CARD
If your Egg Card is lost, stolen or misused by someone without your permission, you may have to pay up to £0 of any loss to us. If it is misused with your permission you will probably be liable for ALL losses. You will not be liable to us for losses which take place after you have told us about the theft, etc, as long as you confirm this in writing within seven days.0
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