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Cheapest Insurance For 21 Yr Old With Bmw?

Hya. Please does anyone know the cheapest place for car insurance for a 21 yr old for a BMW. He has been driving a few years. No claims, but never had insurance in his own name. Thanks
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Comments

  • Tahiti
    Tahiti Posts: 446 Forumite
    That kind of depends on what BMW it is. My first port of call would be a price checking site like confused.com. If it's a high powered, desirable BMW (say a 323, 328 or M3 for example), I'd then try an insurance broker.
  • Astaroth
    Astaroth Posts: 5,444 Forumite
    There is unfortunately no "cheapest insurer" - for a start many insurers review/ change their rates on a weekly basis if not more often.

    The only way to get the cheapest quote is to go round all the insurers on the internet/ by phone and get quotes from each of them. You could try an agrigator like confused.com but given the slating they have received recently I personally would just do the leg work myself.
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
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  • skiddy2k
    skiddy2k Posts: 1,627 Forumite
    as Tahiti said, confused.com... other sites are https://www.moneysupermarket.com (go to insurance) and https://www.quotezone.co.uk/car-insurance.htm
    check Liverpool Victoria as well > https://www.liverpoolvictoria.co.uk/insurance/car_insurance
  • maclean2
    maclean2 Posts: 709 Forumite
    Try https://www.eCarinsurance.co.uk who are new and quote very cheaply for fast carsfor under 25's.

    HTH
  • bazz
    bazz Posts: 116 Forumite
    :T
    Thanks very much. Will try them all. Don`t need it quite yet, but it would be good to get some quotes. Many thanks
  • uberzoldat
    uberzoldat Posts: 203 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I am a 21 year old who drives a BMW. I have been driving it 2 and a half years though. I am with tesco, and the price is pretty good. Confused.com was very helpful too.

    What kind of BMW is it?
    Sometimes I feel like a pelican. Whichever way I turn, I've still got an enormous bill in front of me.
  • bazz
    bazz Posts: 116 Forumite
    Hya. Do you mind me asking, are you insured on your own name, and roughly how much is your insurance? We did have my son on our name up until about a year ago, and his insurance was £1200, with Tesco using our no claims.
  • bazz
    bazz Posts: 116 Forumite
    Sorry, its a 316i se.
  • uberzoldat
    uberzoldat Posts: 203 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi

    I am insured on my own name, and have been since getting my first car. I have four years no claims bonus, and my insurance is around £310. This is with business use, another named driver and some modification. It would be around £260 otherwise I think.

    My BMW is an e30 316. What year is your son's?
    Sometimes I feel like a pelican. Whichever way I turn, I've still got an enormous bill in front of me.
  • Tahiti
    Tahiti Posts: 446 Forumite
    A 316 should be fine. Honestly, try one of the price checking sites for an idea of costs. You've got nothing to lose.

    At 21, I was driving a Group 16 car in my own name (hot hatch), and not paying much more than £1200 fully comp.
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