Credit Cards with higher limits?

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b737pilot
b737pilot Posts: 5 Forumite
in Credit cards
I’m looking at either a Barclaycard or a Halifax Credit Card, ... one or the other, I’m just wondering if anyone on here has both - or one of them, and what people’s experiences are with which card provider usually provides the higher credit limit?

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  • DCFC79
    DCFC79 Posts: 40,598 Forumite
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    b737pilot wrote: »
    I’m looking at either a Barclaycard or a Halifax Credit Card, ... one or the other, I’m just wondering if anyone on here has both - or one of them, and what people’s experiences are with which card provider usually provides the higher credit limit?

    Whether you offered a high limit will be down to your credit history and information you submit on application.

    Have you looked into what your chances are for getting either card ?
    The credit ref agencies may provide this.
  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
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    Why not apply for both. You can always exercise your Right to Withdraw from the credit agreement with the lower limit...
    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • pcman1985
    pcman1985 Posts: 181 Forumite
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    I'd say Barclaycard would give you the higher limit. My Barclaycard CC is almost 3x the limit of my Lloyd's CC(they are part of the same group, but it could be where I applied for Barclaycard before Lloyds)
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    It’s completely circumstantial so there is no definitive answer
  • A4445
    A4445 Posts: 1,103 Forumite
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    I’ve found America express to give the highest limits. They also increase quickly.
  • nic_c
    nic_c Posts: 2,928 Forumite
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    !!! wrote: »
    It’s completely circumstantial so there is no definitive answer
    True, for every one who will tell you they got a high limit with one there will be another that says the opposite..

    The question though is it "the highest" limit the OP wants, and why, or a limit above a certain amount, and for what reason. Lets say OP wants to BT £8K then it does not matter whether they get £9K, £10K, or £15K surely?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
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    pcman1985 wrote: »
    I'd say Barclaycard would give you the higher limit. My Barclaycard CC is almost 3x the limit of my Lloyd's CC(they are part of the same group, but it could be where I applied for Barclaycard before Lloyds)

    Lloyds and Barclaycard are no way part of the same banking group.
  • pcman1985
    pcman1985 Posts: 181 Forumite
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    jonesMUFCforever wrote: »
    Lloyds and Barclaycard are no way part of the same banking group.

    No, I know that they aren't in the same banking group.
    I meant with Lloyds and Halifax
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