CCJ Increase in Payment

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Hp7166
Hp7166 Posts: 11 Forumite
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in Debt-free wannabe
Hi All

I had a CCJ issued at year and the court had ordered me to pay £1 per month due to my current debt levels and current salary. The company dealing Restons have now said I need to increase my payment to £40 following a review of my circumstances

Nothing has changed since I completed the original paperwork but they are now saying
Clothing and Footwear at the rate of £94.00 per month.
- Hobbies, Leisure and Sport at the rate of £29.00 per month.

Are to high, these were based on the step change figures.

Are they able to demand more money??

Thanks in advance

Rob
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  • freshstart11
    freshstart11 Posts: 416 Forumite
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    how many people are those figures for
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • Hp7166
    Hp7166 Posts: 11 Forumite
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    2 adults and 3 children
  • rizla_king
    rizla_king Posts: 2,895 Forumite
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    only the court can order you to pay more. chancers like restons will do their best make/bully you do so informally, but you can tell them no.

    if the court set £1 a month as a genuine rate based on your circumstances restons would be idiots to try to get the court to change that

    restons got the nickname 'rectums', as that is what they talk out of. ;)
    Still rolling rolling rolling...... :) <
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  • Hp7166
    Hp7166 Posts: 11 Forumite
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    haha brilliant, I didn't think this was the case.
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
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    Hi Hp7166


    Rizla is spot on - that payment rate can only be varied if Restons apply to the court, and they would have to pay for the privilege. Some debt collectors will, as standard procedure, contact you every six months or so regardless as part of a general sweep to try and persuade a few more £££ out of you. You should simply focus for now on continuing to pay at the rate set by court.


    Dennis
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • Hp7166
    Hp7166 Posts: 11 Forumite
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    Thank you, I thought this would be the case, I will give them a call and tell them politely "NO"
  • sourcrates
    sourcrates Posts: 28,920 Ambassador
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    Hp7166 wrote: »
    Thank you, I thought this would be the case, I will give them a call and tell them politely "NO"


    No, don`t waste a phone call on them, they will only try and coax more money out of you.


    If you must respond to them, a simple letter will suffice, stating your payments will continue at the rate set by the court until further notice, thank you.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • Hp7166
    Hp7166 Posts: 11 Forumite
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    Hi All

    A followup to this, Yesterday I had a General Form of Judgement or Order and a Notice of Transfer of Proceedings from the court,

    The transfer says

    As a result of a order made on 15th August this claim has been transferred to the county court of Port Talbot Justice Centre

    The General Form doesn't really say much except the case has been transferred to county court

    I have told Restons that the payments would continue and they have

    I am scared and confused, going to call them today and find out what they are playing at as I have had no communication since

    Does anyone know what these letters mean???

    Thanks for you help

    Rob
  • ciderboy2009
    ciderboy2009 Posts: 1,159 Forumite
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    Presumably Port Talbot Justice Centre is your local court?

    I would imagine that Restons have made an application to vary the payment amount - ring the Justice Centre and they'll be able to let you know why it's been transferred to them.
  • Hp7166
    Hp7166 Posts: 11 Forumite
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    Thank you will do it this morning
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