Baby steps to mortgage freedom for beanielou.

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    beanielou wrote: »
    Am finding it cold.
    It *is* cold! :kisses3:

    mummytogirls wrote: »
    Hope the weather warms back up so we can all keep the heating off as long as possible Beanie!! xx


    Me too - the south east of the UK, including up to the East Midlands, is supposed to probably get warmer next week because of ex-hurricane Helene, which is weird, but we'll see!
    2023: the year I get to buy a car
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
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    Fingers crossed for warmer weather and no heating.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 8,747 Forumite
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    I like the idea of thin thermal gloves.

    Turtledoves have fingerless gloves that are gorgeous but pricey but nice if someone wants to treat you (recycled cashmere) I will be WFH over the winter so I plan on some thermals, lap blanket, a hot water bottle, a hat and fingerless gloves. I will look delightful (not)

    Have a lovely weekend Beanie
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • in_need_of_direction
    in_need_of_direction Posts: 7,282 Forumite
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    When I wfh last winter, it was in a onesie
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st11lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 40.25% through my pb challenge.
  • beanielou
    beanielou Posts: 90,292 Ambassador
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    Some help please :)

    I am looking for a really warm & cosy fleece. :)
    Any ideas please?

    Thanks
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
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    beanielou wrote: »
    Some help please :)

    I am looking for a really warm & cosy fleece. :)
    Any ideas please?

    Thanks

    GoOutdoors, Snow and Rock (probably expensive), Primark (probably the men’s department not the women’s), eBay, charity shops, Army & Navy surplus, Matalan Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • System
    System Posts: 178,094 Community Admin
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    My cosy fleece is from M&S , my walking ones from Mountain Warehouse.

    The weather has been lovely today, but just a fluke I am sure.
  • beanielou
    beanielou Posts: 90,292 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Thanks Lucky & CL.

    The weather was very mixed today.
    Very windy, torrential rain but also ok in bits.

    Poured another kettle over the weeds!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • milann
    milann Posts: 10,586 Forumite
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    Good luck with the fleece. I got mine from Go Outdoors - I had a job finding one with sleeves that fitted me - most the arms are too long:eek:
    January spends - £587.58
  • beanielou
    beanielou Posts: 90,292 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Havent heard of Go Outdoors.
    Will google. Thanks :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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