Pre-existing medical conditions definition

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Each insurance company seems to have its own idea as to what pre-existing means. This can vary between "have you ever been diagnosed with" a certain condition to "have you been diagnosed with" a certain condition within the last 2 years or even 12 months. For those companies that require the former declaration, it seems I'm being disadvantaged if my condition is now stable, so.......
Can anyone suggest a company that, in their conditions, only needs declaration for conditions diagnosed within the last 2 years?

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  • mgdavid
    mgdavid Posts: 6,705 Forumite
    First Anniversary Name Dropper First Post
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    njb55rtd wrote: »
    Each insurance company seems to have its own idea as to what pre-existing means. This can vary between "have you ever been diagnosed with" a certain condition to "have you been diagnosed with" a certain condition within the last 2 years or even 12 months. For those companies that require the former declaration, it seems I'm being disadvantaged if my condition is now stable, so.......
    Can anyone suggest a company that, in their conditions, only needs declaration for conditions diagnosed within the last 2 years?


    Surely your first two sentences mean you must already know the answer to your question?
    The questions that get the best answers are the questions that give most detail....
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