good balance transfer
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robbies_gal
Posts: 7,895 Forumite
in Credit cards
can anyone recommend who i should transfer too for the longest amount of 0% for a balance transfer
its time i got into all this instead of paying endless interest all the time!
its time i got into all this instead of paying endless interest all the time!
What goes around-comes around
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Comments
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The longest BT offer at the date of this message is Barclaycard at about 11 months followed by MBNA cards including Virgin, Abbey, A&L at 9m. Both will charge you a 2% (£35/£50 Max) fee for making the transfer.
Capital 1 have also been doing an 18 month BT offer but by invitation only.
You may have better luck getting a good credit limit out of MBNA, Barclaycard seem to be a bit variable about how much they will give you.
If you don't want to pay a fee there are loads of 6 month offers without one around.
If you don't want to keep playing the 0% shuffle, you could transfer your debt to a loan or to Capital 1's no hassle card which has a low rate. Texaco are also doing a 3.9% until paid off balance transfer deal - just don't use the card for purchases!
Good luck.
R.Smile , it makes people wonder what you have been up to.0 -
thanx rafter
i am already with mbna so cant reall use them and also barclaycard but i might try the capital one cardWhat goes around-comes around0 -
MBNA are worth a phone call - they are always keen to keep your business, they can either offer you a NEW card (taking old credit amount or even incresaing), or give you a low rate on your current card (see other threads on this site on MBNA and existing user deals). I just got BOTH - current card at 1.9% BTs and the new card (now got THREE MBNA cards).
See also my thread on the new MBNA FAMILY Card - you could ask to switch to that at 9 months 0% plus other good stuff.0 -
thanx for that i didnt realise they would give you more or offer you deals
i'll give it a goWhat goes around-comes around0 -
The Cap One card is now openly available. I think there's a link on the '18 months interest free with Capital One' thread.0
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