DRO and CCJ - marked as satisfied?
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biggysmaller
Posts: 235 Forumite
in IVA & DRO
I received a CCJ in May last year - I subsequently had the outstanding sum of the CCJ on a DRO 2 months later. The DRO is now discharged. Am I able to apply to the Courts to have the CCJ marked as satisfied as my credit file?
Thanks in advance.
Thanks in advance.
0
Comments
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Hi biggysmaller
Unfortunately a CCJ cannot be shown as satisfied unless you can show the court you paid the balance of the debt. Although you no longer owe money on the CCJ, you did not actually pay it, and therefore the court will not mark it as satisfied. There is also no option to have a CCJ marked as partially settled.
Best wishes
Susie
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0 -
The CCJ is quashed under your insolvency, but the entry on your credit file will remain the same for the full six years unfortunately.
Although debts included in the DRO will be marked as satisfied, your CCJ will not be.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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