lloyds bank gold currant account

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hi all could anyone tell me if it is a goog idear to upgrade my currant account with lloyds bank to a gold account for £10 amonth £5 for the first 6months, with annual travel insurane, aa cover, mobile phone insurance, sentinel card protection, £100 interest-free overdraft limit? i dont keep much money in this account but is it worth paying for the things thay offer?? thanks trev.

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  • grumbler
    grumbler Posts: 58,629 Forumite
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    trevorc9 wrote:
    ...if it is a goog idear to upgrade my currant account with lloyds bank to a gold account for £10 amonth £5 for the first 6months
    I do not think so.
    Annual worldwide insurance is about £40. You can get it free with A&L Premium Plus account (£1000 monthly credit required though, not necessarily salary, no need to keep money on the account). Plus up to £50 for online application. Plus extra £10 . This account also offers 0% overdraft for 1 year.
    If you need free overdraft permanently, Cahoot offer it free.
    Basic AA cover is about £40.
    I do not use mobile phone insurance and card protection. Do you really need them?
  • lipidicman
    lipidicman Posts: 2,598 Forumite
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    Im disappointed - I wanted some 'Gold Currants'!
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