Student loans and pensions

daisy_jean · 18 May 2018 at 10:06PM

The key for mine was the fact that they had read-only access to my bank account and pretty much ignored all the payday stuff and debt outgoings. It was the only one I felt confident in winning, so I'm glad about the result!

CopleyDog · 18 May 2018 at 10:09PM

Same here, I borrowed the maximum available, then paid it back on payday with the interest and reborrowed it again instantly. My bank statements would have shown multiple payday loans, gambling transactions, other debts, overdrafts etc and yet they continued to let me borrow the max over and over and even upped my limit!

daisy_jean · 18 May 2018 at 10:27PM

Sounds oh so familiar :eek:

nikkim2175 · 21 May 2018 at 1:02PM

Does anyone have any idea on how long it is taking for wageday advance to respond? I am on week 6 at the moment and just wondered if people found they use the full 8 weeks?

dazzaofdagenham · 22 May 2018 at 8:04AM

Can anybody help with poundstilpayday.....been contacted from a UK company called Lantern.

I think poundstilpayday is also known as swift sterling which is based in Malta...?

clareil1 · 28 May 2018 at 10:27AM

Hi All,

Glad I found this forum and post whilst I begin my journey down reclaiming. Similar to most people in here, what started as borrowing a small amount of money soon spiraled out of control and became a vicious cycle of continuous borrowing from one to pay another, and re-loan after re-loan between 201

I spent time on Thursday sending out the debt camel template to the lenders I borrowed from:
Quick Quid - no response
PayDay Express - have a esponse that they'll try to get back to me within 4 weeks with a Final outcome letter.
Pay Day UK - automated response but nothing further.
Lending Stream - have sent statements but not addressed the complaint
Wonga - no response
Uncle Buck - no response
Wageday advance - no response.

In experience how long does it normally take for the responses to be confirmed, does the 8 weeks begin from the date I send the email or the date they accept it?

Superhoopza · 28 May 2018 at 1:44PM

The 8 weeks begin from the date you send it and most of them will take the majority of the 8 weeks to respond.

baggybreeches · 29 May 2018 at 9:45AM

dazzaofdagenham wrote: »

Can anybody help with poundstilpayday.....been contacted from a UK company called Lantern.

I think poundstilpayday is also known as swift sterling which is based in Malta...?

Hi Dazza, yes they are part of Northway Financial based in Malta, they do respond to emails, they are quite slow though. I used the Maltese FCA to push for a refund of £1066 versus the £218 Northway had offered. You pay a fee to the Maltese regulator but if you are successful they refund the fee (25 euros which works out about £32 with international payment charges).
the MAltese FCA are very efficient ( but they only work half days!)

Unicorn77_2 · 30 May 2018 at 1:20PM

baggybreeches wrote: »

Hi Dazza, yes they are part of Northway Financial based in Malta, they do respond to emails, they are quite slow though. I used the Maltese FCA to push for a refund of £1066 versus the £218 Northway had offered. You pay a fee to the Maltese regulator but if you are successful they refund the fee (25 euros which works out about £32 with international payment charges).
the MAltese FCA are very efficient ( but they only work half days!)

Do you have the contact details for the maltese FCA please as i've had a response but no offer from pound till payday.

Cheers in advance hun x

braken2000 · 30 May 2018 at 2:18PM

I have tried finding the answer, but no luck

.

I claimed some money back from various Payday Lenders a while back, but due to mental health problems, settled with their low offers. Do you think I am able to go back to them asking for the full amount?

Student loans and pensions

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