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  • Overmyhead_2
    Overmyhead_2 Posts: 34 Forumite
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    Finally spoke to the bank and they're freezing charges for 30 days. At the moment that's all they can offer.

    They're also refunding charges so far this month which have been £4 a day so should be £68. I'm going to add £20 and amend my overdraft from £2,990 to £2,900 so at least it's a start.
  • Overmyhead_2
    Overmyhead_2 Posts: 34 Forumite
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    Oh and two credit cards are freezing interest for this month only. Better than nothing I suppose!
  • Overmyhead_2
    Overmyhead_2 Posts: 34 Forumite
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    New totals ...
    Overdraft - £2,850
    Card 1 - £3,575
    Card 2 - £2,425
    Card 3 - £3,925
    Card 4 - £6,775

    = £19,550 (-£281.84)
    Paid double that off but it all goes to interest ����
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,921 Forumite
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    Good to see you have a total :)

    Do you think you will be able to make a plan now?
    30 days is a good start
    XXX
    Nevertheless she persisted.
  • Overmyhead_2
    Overmyhead_2 Posts: 34 Forumite
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    New totals ...
    Overdraft - £2,750
    Card 1 - £3,505
    Card 2 - £2,400
    Card 3 - £3,850
    Card 4 - £6,650

    = £19,155 ( - £395 )

    Again I've paid more but it's all interest ☹️

    Going to speak to bank today and offer to pay £150 a month to overdraft in the hope they'll freeze charges. All they offered last time I called was to freeze if I can pay off within a year but I can't afford £240 per month to be able to do that.
  • mbmonty
    mbmonty Posts: 149 Forumite
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    Overmyhead wrote: »
    New totals ...
    Overdraft - £2,750
    Card 1 - £3,505
    Card 2 - £2,400
    Card 3 - £3,850
    Card 4 - £6,650

    = £19,155 ( - £395 )

    Again I've paid more but it's all interest !!!9785;!!!65039;

    Going to speak to bank today and offer to pay £150 a month to overdraft in the hope they'll freeze charges. All they offered last time I called was to freeze if I can pay off within a year but I can't afford £240 per month to be able to do that.

    How about an update?
  • Overmyhead_2
    Overmyhead_2 Posts: 34 Forumite
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    I have started a new diary of where I!!!8217;m at now - I!!!8217;m not sure how to share a link but if you click on my name it!!!8217;s the only thread I!!!8217;ve got x
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