Rock Bottom

Overmyhead_2

Finally spoke to the bank and they're freezing charges for 30 days. At the moment that's all they can offer.

They're also refunding charges so far this month which have been £4 a day so should be £68. I'm going to add £20 and amend my overdraft from £2,990 to £2,900 so at least it's a start.

Overmyhead_2

Oh and two credit cards are freezing interest for this month only. Better than nothing I suppose!

Overmyhead_2

New totals ...
Overdraft - £2,850
Card 1 - £3,575
Card 2 - £2,425
Card 3 - £3,925
Card 4 - £6,775

= £19,550 (-£281.84)
Paid double that off but it all goes to interest ����

Buffythedebtslayer

Good to see you have a total

Do you think you will be able to make a plan now?
30 days is a good start
XXX

Overmyhead_2

New totals ...
Overdraft - £2,750
Card 1 - £3,505
Card 2 - £2,400
Card 3 - £3,850
Card 4 - £6,650

= £19,155 ( - £395 )

Again I've paid more but it's all interest ☹️

Going to speak to bank today and offer to pay £150 a month to overdraft in the hope they'll freeze charges. All they offered last time I called was to freeze if I can pay off within a year but I can't afford £240 per month to be able to do that.

mbmonty

Overmyhead wrote: »

New totals ...
Overdraft - £2,750
Card 1 - £3,505
Card 2 - £2,400
Card 3 - £3,850
Card 4 - £6,650

= £19,155 ( - £395 )

Again I've paid more but it's all interest !!!9785;!!!65039;

Going to speak to bank today and offer to pay £150 a month to overdraft in the hope they'll freeze charges. All they offered last time I called was to freeze if I can pay off within a year but I can't afford £240 per month to be able to do that.

How about an update?

Overmyhead_2

I have started a new diary of where I!!!8217;m at now - I!!!8217;m not sure how to share a link but if you click on my name it!!!8217;s the only thread I!!!8217;ve got x