Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Calling14 wrote: »
    Nice to see you back, hope your settled in your nest and enjoying it. :)

    Don't worry I may have to add to my card this month, if I haven't got enough saved for housey repairs so your not the only one.:o If the builder ever comes back to me :mad:

    Keep going :T:T

    Thank you xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Spent under a fiver on snacks and trashy mags :p still didn't get my juice :rotfl: might see if hubby can buy me it lol xx

    My friend dropped round my £20 :T and the person from gumtree collected my shelf unit so gained another £10 might have sold the cooker that came with the house we shall see would be great to gain another £30 :D they asked for me to deliver but I said no so it might not come to anything tbh xx

    Got avon delivery coming tomorrow will gain £70 from that so will put half of it into the holiday savings once I get it all collected xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Well......................it's been a bit of a spendy day :o

    £14 in homebargains on necessities and Father's Day stuff £7.99 on a pair of shoes in shoe zone, £10.50 in Wilkos on a key holder and a scrapbook got a FREE salad from Greggs using a voucher in a trashy magazine :j so a bit of a dear day today but nothing came out of my account thankfully :T

    Rounded down the account and sent £1.54 to very so it's sitting at £178.46 :D so it's started :rotfl:I'm hitting my targets again it seems to work for me xx

    Sorted out my avon and majority are paying today or tomorrow with the exception of one on Monday ...can't win them all I guess lol going by my invoice I should clear £70 :T woo hoo

    Money looking a bit snug in the account thankfully I'm getting paid tomorrow from one of my parents and my other parent has decided she is paying me next week for this week and next week....good for her seriously considering getting rid !!!!!! as this is becoming regular xx

    Off to make dinner xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Evening :hello:

    Been a busy day as usual xx

    Set up playgroup £1.50 then got rid of two avon orders :j got home for lunch got a letter off my old landlord saying they weren't giving me money back for my shower installed as apparent,y the flat I handed over needed repairs :mad: so after the nursery run went straight thre and kicked up a fuss :mad: wrote down everything that was untrue to their letter and handed it in after proper venting to the lady left to deal with me :T we shall see how this pans out lol xx

    Delivered another avon after the school run came home and tided the kitchen so sat down for 5 before I make dinner :rotfl: then I have more avon to deliver hehe

    I have sent £2.20 towards the very account and sent £30 towards the savings account so I have £250 towards our spending money pot :D half way there shame the money from the shower won't materialise :( that would have helped xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Afternoon

    Busy day today as it's Monday set up playgroup, left one of my oarents in the house He's a decorator so got my living room finished :j but it cost me £30 playgroup cost me £1 then it was off to homebargains as needed a few bits spent £14 in there so not too bad plus bought loads of cakes for the playgroup I run as we are holding a cake stall on Friday to raise funds for playgroup

    Working today 3pm til 6pm so not too bad I'm hoping that I get paid by one of my parents but ain't holding my breath tbh

    So whilst the boys are playing I'll probably tackle the ironing pile get something else out of the way, have a couple of avon orders to get rid of tonight so hoping they pay xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Evening :hello:

    What a wonderful start to your morning cause your bank texted to say your in your overdraft, turns out my couch payment and my new carpets payment comes out on the same day :mad: so had to transfer money from the holiday savings account to put it right so I owe £50 to the holiday fund.......

    Paid my avon invoice today then we caught the bus to go into town £3.70 nipped to the bank to change my address then I nipped into the card factory and picked up three cards and a Father's Day cup for hubby for £4.16 then I bought a trashy mag :p £1.35 then it was off to playgroup £2

    Dropped little one off at nursery and Kk had a nap when we got home bless him I walked his wee legs off :rotfl:

    Managed to sell the cooker that came with the house for £30 :T my parent paid me for outstanding fees of £74 :D plus managed to get rid of the rest of my avon £60 but spent £5 in the local store on juice for me milk and bread so not too bad which means I have £160 in my purse :T which will be getting put in the bank on Thursday hopefully as want to boost the holiday pay up a bit

    Also need to find £100 for Abbie's Italy trip for her spending money by next Friday as well.....it's always money money money

    No debt repayments today but that'll change tomorrow as tax credits are due but first I need to book the boys birthday weekend away before the hotel prices go up xx

    Requested my £22.05 from topcashback so that's winging its way to my account so that'll be going towards the holiday money as well so with this and the £30 from the cooker sale and £30 from avon sales that's £82 towards the holiday pay :T plus the £50 I owe to cover the overdraft :p so that'll be £338 in the holiday account only £162 to find :rotfl: hmmmmm good job I like challenges :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Morning :hello:

    Been an expensive morning so far....booked the hotel for the boys birthday in August whilst the tax credits are still decent before they get chopped for the renewal :rotfl: so that was £150 but tracked it through topcashback

    Sent £110 towards the spending money for holiday pot, I have £310 in there so far :T only £190 to find

    Sent £7.77 towards the very account I will get this cleared before I go on holiday as it'll give me peace of mind that it's cleared if that makes sense then I'll attack the Argos card after holiday xx

    Going to dry my hair and get Kk sorted as we have our little dance class then I need to pick a mindee up as I'm working 11am til 5.30pm today so not too bad xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Morning :hello:

    Productive morning so far today got up early and made chocolate rice crispie cakes for the school fayre stall I'm organising tomorrow so 21 cakes are in the fridge will be making more tonight

    Working since 7.30am :eek: won't finish til 5.30pm and have loads to do

    My £22 came through from topcashback so I've sent that straight to the holiday savings so we have £332 in there :eek: only £168 to find before the end of the month I'm feeling confident that I can so this

    Rounded down my account and sent £5.05 towards the very account so it's coming down slowly :T

    Got money in my purse to put into the bank this after noon and the nursery run so will get that done need to go buy more chocolate and marshmallows for the fayre should be under a tenner hopefully xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Super busy day.......sent £2 towards the very account and £27 towards the holiday spending money which is sitting at £360 :j

    Getting there xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Evening :hello:

    Haven't abandoned you just bust busy but being made to slow down between a migraine yesterday and a ibs flare up today I'm drained :(

    Still tackling the very account :D still hoping to have it paid off by the end of the month we shall see
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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