Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
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    jwil wrote: »
    You are doing so well abba. Hope your daughter's performance went well, I love the phantom of the opera!

    It was amazing they all did great and some of the voices were astounding they have done well......she's not got 4 more performances to go then that's her, she won't know what to do with the rest of her summer holidays but she's fairly packed lots in, Italy, then our holiday then 4 weeks at Centrestage at least she not wasted it :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Right my mindee is sleeping so did a little number crunching xx

    So here's my plan

    Clear the Argos debt by the week ending 22nd August the I'll start tackling the stuff below:

    Deposit of £625 needs to be paid off by 13th September

    I aim to get this done by 12th September as with my term time mindees I'll be gaining a extra £100 a week so I'm going to fling this towards the debt and holiday

    Barclaycard balance of £2299 needs to be cleared by end of January so aiming to get that cleared for then

    After barclaycard is cleared I'll start paying off the rest of the holiday balance which will be £1800 this needs to be cleared for 1st April which might be a stretch but quicker I get deposit and barclaycard the more money I'll free up

    Running alongside this I'll be tackling the Halifax card by flinging £200 a month to it which will clear about £150 every month once interest is added hoping to have this under £3000 mark before we go on holiday and then I'll take a break and save holiday spending money up

    Sounds like a plan what do you think guys???
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 19,120 Forumite
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    abba1772 wrote: »
    It was amazing they all did great and some of the voices were astounding they have done well......she's not got 4 more performances to go then that's her, she won't know what to do with the rest of her summer holidays but she's fairly packed lots in, Italy, then our holiday then 4 weeks at Centrestage at least she not wasted it :D

    Sounds great! Glad it went well :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,120 Forumite
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    abba1772 wrote: »
    Right my mindee is sleeping so did a little number crunching xx

    So here's my plan

    Clear the Argos debt by the week ending 22nd August the I'll start tackling the stuff below:

    Deposit of £625 needs to be paid off by 13th September

    I aim to get this done by 12th September as with my term time mindees I'll be gaining a extra £100 a week so I'm going to fling this towards the debt and holiday

    Barclaycard balance of £2299 needs to be cleared by end of January so aiming to get that cleared for then

    After barclaycard is cleared I'll start paying off the rest of the holiday balance which will be £1800 this needs to be cleared for 1st April which might be a stretch but quicker I get deposit and barclaycard the more money I'll free up

    Running alongside this I'll be tackling the Halifax card by flinging £200 a month to it which will clear about £150 every month once interest is added hoping to have this under £3000 mark before we go on holiday and then I'll take a break and save holiday spending money up

    Sounds like a plan what do you think guys???

    Sounds great! If anyone can do it you can :D
    "If you can dream it, you can do it". Walt Disney
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
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    abba1772 wrote: »
    Evening :hello:

    Had a half shift today


    Cover eyes ...I read this as... had a half shirt today and I thought whats one of those..lol :rotfl:


    Must get some glasses..... at least I didn't read as had a half !!!!! today


    Sorry :o


    Much Love Sam
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    moneyonmymindsam wrote: »
    Cover eyes ...I read this as... had a half shirt today and I thought whats one of those..lol :rotfl:


    Must get some glasses..... at least I didn't read as had a half !!!!! today


    Sorry :o


    Much Love Sam

    Hahahahahahahahaha sam were you tired when you read this lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Taking kids to the kids club cinema only £2.50 a ticket so £15 for the lot of us :j

    Taking snacks from the snack drawer just need to nip to Asda for some juice and we will be done

    Rounded down the account and sent £8.55 towards the Argos card today

    Tempted to pay barclaycard £100 but will see how we do this weekend

    Bought kks birthday present from Hanford his first bike was £99.99 reduced to £60 then reduced to £47.99 :T so we got him that and riding gloves they are all fire engine related plus mil owes me £15 for his helmet.......just xanders bike to buy on Tuesday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Well bit of a spendy day :o

    Spent £6 on juice and healthy snacks for me and hubby and went to the cinema kids loved it then on way back from cinema had to nip into Asda again for a present for a 1st birthday £10 on a birthday card £1 and £17 on stuff for Mexican night tomorrow night mmmmmmmmm

    Sold the IKEA wardrobe on gumtree for £25 :j woo hoo so will be sending £12.50 towards the Argos card but can't pay it til tomorrow so will do that first thing tomorrow morning :D

    Took a those trip to the top today so that's all the stuff out of the garage that shouldn't be there.......can anyone suggest where to sell retro kitchen units as I have two into y garage that came with the house xx

    Going to take our old washing machine to the scrappy tomorrow even if it's just a fiver it's still in our pockets and again anything gained will be halved and put towards the debt xx

    Might have a light fitting in the garage so will clean it up and get it online see if I can make anything xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    As promised I sent half the money I gained from selling the wardrobe to the Argos card :j will round down my account tomorrow morning determined to get this cleared in two weeks xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
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    Well crunched some numbers and sent £100 to barclaycard so I don't have to stress about it and rounded down my account sending £5.13 towards to Argos card so considering it's the weekend And I don't normally bother with the debt repayments on weekends I've done ok xx

    Wasn't too much of a spendy weekend which isn't a bad thing considering I need to start school uniform shopping for the teenager :eek: got her shoes and bag so I'm kind of organised :rotfl:

    Hope you all had a lovely weekend xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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