I want to believe I can do this!

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  • pidge04
    pidge04 Posts: 792 Forumite
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    Thank you Lexie Lou! Appreciate it.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    Pay day yesterday. I did not spend anything yesterday. 1.99 today - free coffee for me, a babycino and a cupcake for child. Sold something on Facebook yesterday.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • onedaysomeday
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    Yay for free coffee :)
    Just trying to make up for past mistakes and work towards the future I want :hello:
  • pidge04
    pidge04 Posts: 792 Forumite
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    Just paid £150 off one of my credit cards. I need £12 to get it under £2600 so I am going to list some bits on Facebook/eBay tonight to raise £12. £2599 will give me something positive to focus on.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • Procrastination101
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    Dropping by to say I think you!!!8217;re doing great!
    As you!!!8217;ve mentioned, if hubby can take the 4th grocery shop for a short time while you fire through some debt, that will be a big weight. There!!!8217;s a big difference in your take home pay so I!!!8217;m sure it will be manageable for him.

    I laughed out loud at your hair appointments haha, no need to share. I!!!8217;ve got you!!

    Good luck!! I!!!8217;m sure you!!!8217;ll do great :-)
    £20 a day in May £41/£620 (previously £661/£600)
    :beer:
  • pidge04
    pidge04 Posts: 792 Forumite
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    Dropping by to say I think you!!!8217;re doing great!
    As you!!!8217;ve mentioned, if hubby can take the 4th grocery shop for a short time while you fire through some debt, that will be a big weight. There!!!8217;s a big difference in your take home pay so I!!!8217;m sure it will be manageable for him.

    I laughed out loud at your hair appointments haha, no need to share. I!!!8217;ve got you!!

    Good luck!! I!!!8217;m sure you!!!8217;ll do great :-)

    Thank you for being so friendly! I am glad you understood about my hair expenditure!! Yes, it will help a lot if he takes over the 4th grocery bill. I better ask him...
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    I spent £1 on a sandwich today and £1.10 on a snack for my child.
    Sold one thing on Facebook for £3.
    Can’t wait for the day when this debt is cleared.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • System
    System Posts: 178,094 Community Admin
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    Well done - you are doing great. It's a super hard slog. At least now when you do spend your money you appreciate it!

    Do you do any tilly tidying? It's where you sweep any pennies into a pot and then add that as an extra payment to your debt - it means you can feel like you are having an impact on a daily basis. Helps me when I am so sick of waiting for payday!
  • pidge04
    pidge04 Posts: 792 Forumite
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    Great idea! Will try it. Thank you. I saw a 20p coin in the bottom of my bag earlier...will start with that!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • pidge04
    pidge04 Posts: 792 Forumite
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    Just trying out my signature!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
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