Link Financial EU

Bretonhippy · 18 July 2019 at 4:16PM

Today received ,out of the blue,an e-mail from Link Financial eu who gave me a reference number ,a contact phone number and a message saying my account was overdue and that I owed them £46.81. This means absolutely nothing to me .They also phoned my home and my sister-in-law answered and let them know that I was on holiday .Having Googled reviews of the company I'm more than a little concerned. Looking for some advice please.Should I ignore the e-mail or reply asking for details of what it's all about.Sorry if this has been covered previously or if I've posted in the wrong place - this is my first post.

RecentPost · 18 July 2019 at 4:20PM

Link, have a tendency in my experience not to do much.

They're a Debt Collection Agency so have likely bought a debt off someone else which may or not be yours.

There's no harm in replying to them and asking what it is.

sourcrates · 18 July 2019 at 7:52PM

You only need respond to the printed word, and if they think you are liable for a debt they have bought, they must write to you.

Emails, texts, phone calls, require no response from you whatsoever.

If/when they do write, send the provit letter to them.

Bretonhippy · 19 July 2019 at 3:01PM

sourcrates wrote: »

You only need respond to the printed word, and if they think you are liable for a debt they have bought, they must write to you.

Emails, texts, phone calls, require no response from you whatsoever.

If/when they do write, send the provit letter to them.

I bit the bullet and phoned them up. Turned out I owed the money but it was a !!!!-up on the part of Saga Visa Credit Card who didn't do what they said they were going to do when they were closing down their product.

Link Financial EU

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