Link Financial EU

Bretonhippy

Today received ,out of the blue,an e-mail from Link Financial eu who gave me a reference number ,a contact phone number and a message saying my account was overdue and that I owed them £46.81. This means absolutely nothing to me .They also phoned my home and my sister-in-law answered and let them know that I was on holiday .Having Googled reviews of the company I'm more than a little concerned. Looking for some advice please.Should I ignore the e-mail or reply asking for details of what it's all about.Sorry if this has been covered previously or if I've posted in the wrong place - this is my first post.

RecentPost

Link, have a tendency in my experience not to do much.

They're a Debt Collection Agency so have likely bought a debt off someone else which may or not be yours.

There's no harm in replying to them and asking what it is.

sourcrates

You only need respond to the printed word, and if they think you are liable for a debt they have bought, they must write to you.

Emails, texts, phone calls, require no response from you whatsoever.

If/when they do write, send the provit letter to them.

Bretonhippy

sourcrates wrote: »

You only need respond to the printed word, and if they think you are liable for a debt they have bought, they must write to you.

Emails, texts, phone calls, require no response from you whatsoever.

If/when they do write, send the provit letter to them.

I bit the bullet and phoned them up. Turned out I owed the money but it was a !!!!-up on the part of Saga Visa Credit Card who didn't do what they said they were going to do when they were closing down their product.