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Offers in excess of - will it affect amount mortgage co will lend?

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  • datlex
    datlex Posts: 2,239 Forumite
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    It hasn't for me.
    Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
  • kinger101
    kinger101 Posts: 6,284 Forumite
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    I had a couple of agents pitch it to me when I was selling mine.
    It didn't feel very ethical to me and didn't go for it (even if I lost out financially I didn't want to rip someone off).

    Good grief. Obtaining the best price for your house isn't ripping anyone off.
    "Real knowledge is to know the extent of one's ignorance" - Confucius
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