The Bankrupt Inn - Part 13

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Christmas Eve, so we are all decorated up and a new thread.

Cheers. :beer:

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IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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  • Craig32
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    I came here for advice a couple of months back. I was determined to go down the DMP DIY route, but circumstances didn't dictate with me losing my job, and I ended up going bankrupt. Officially as of 18th December (but i received my letter today confirming).

    It was daunting, but thanks to everyone on here who gave me some excellent advice. That, and my own extensive research, really made the whole thing seem not nearly as bad as I imagined it would be.

    If anything, I feel a huge sense of relief, and a huge weight off my shoulders now that its confirmed. I feel free for the first time in a long time, even though I have as little as I have ever had.

    Thanks again, to all that helped me. I greatly appreciate it, and wish you all a merry christmas :)
  • IF
    IF Posts: 34,349 Forumite
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    Brilliant, a new Inn for Christmas, how apt!! yahoo_bigsmile.gif

    Merry Christmas fermi :beer:

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    Craig32 wrote: »
    Thanks again, to all that helped me. I greatly appreciate it, and wish you all a merry christmas :)

    I’m so pleased you were helped and Merry Christmas Craig :beer:
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
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    Morning all, I've popped in for eleveses.... TfNMFR6.gif


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    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
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    Time for a fermi hot chocolate special..........or two :whistle:

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    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
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    Morning all :hello:


    IY3WQmp.jpg
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
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    Morning all :hello:

    54943_zps23d07c1e.jpg
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
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    Morning all :hello:

    ValentinesDaybreakfasthearteggsinabasket_zps3ce6de6e.jpg
    "If wishes were horses, then beggars would ride"
  • iquit
    iquit Posts: 1,939 Forumite
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    A very early good morning everyone , it's seems pretty quiet in here. I've been awol again :o. Life has been a bit busy for me, mainly settling into a job abroad and travel. Plus had to search high and low for my login details! I hope everyone is alright and hanging in there. Here's a good old English breakfast to get your weekend off to a good start.
    ENGLAND.jpg
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • fermi
    fermi Posts: 40,546 Forumite
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    Mmmm. Just the job iquit :)

    Quiet, yes, but lot of factors to that I think. Not least numbers of BRs being waaaay down.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
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    Morning Iquit and Fermi. I trust you are both well.

    How's the job going Iquit? We are off to pastures new in late August. We are also off for 7 weeks in Sri Lanka so I'm very excited.
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    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
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