So how was that (financial) year for you?

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pip895
pip895 Posts: 1,178 Forumite
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in Savings & investments
Good Bad or Indifferent?

For me it was pretty Indifferent at 5.4% the active part of the portfolio doing a little better than the passive part, but not by much, so pretty inconclusive.
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  • TBC15
    TBC15 Posts: 1,452 Forumite
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    Poor at 10.3% the money-making machine may be slowing down a bit due to running flat out over the last 5yrs.

    But who knows, it could seize completely or spring back into life.

    On a more realistic look at things as the US has declared financial war on China we are in for interesting times ahead.
  • bowlhead99
    bowlhead99 Posts: 12,295 Forumite
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    This thread does seem like it could have been carried on from the one started this weekend :)

    Portfolio - One Year Performance (Tax Year End)
    http://forums.moneysavingexpert.com/showthread.php?t=5820018
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
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    Despite intending to run my savings down and having eight holidays, including first class to Bston and Vegas and business class to Santiago, Chile and business class again to Easter Island, I seem to have a similar balance to what I started the tax year with.

    I've gifted £25k (gifts out of income to avoid IHT at tax year end) as my income drops considerably this tax year and my spending will almost certainly exceed it again.

    Alas, my oncologist doesn't want me flying or sunning myself on a cruise ship, I've used up my hotel reward points with hotels.com, IHG and Hilton, so it's cold hard cash being spent on mini-breaks in the UK.

    I can access a decent pension pot in five years, but the mortality charts suggest the kids will inherit that money a lot sooner.

    Until then, I'm making the most of what I've got left while time allows. I'll reassess if I do make it to 55!
  • verybigchris
    verybigchris Posts: 630 Forumite
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    Did really well Apr-Dec. Then a change of circumstances meant I had to de-risk my portfolio and sell out pretty much everything, and I appear to have done that right at the top of the market.

    Research, intelligence gathering and number-crunching can all help, but there's no substitute for sheer dumb luck.
  • TBC15
    TBC15 Posts: 1,452 Forumite
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    bowlhead99 wrote: »
    This thread does seem like it could have been carried on from the one started this weekend :)

    Portfolio - One Year Performance (Tax Year End)
    http://forums.moneysavingexpert.com/showthread.php?t=5820018

    I missed that one, afternoon nap must have been longer than planned.
  • Reue
    Reue Posts: 569 Forumite
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    Made full mortgage overpayments and filled ISA allowance so all good here :)
  • BLB53
    BLB53 Posts: 1,583 Forumite
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    A bit mixed but OK...my largest holding is Vanguard Lifestrategy 60 which returned 1.9%, then Scottish Mortgage 19%, City of London 2.8% and Finsbury Gr & Income 10.6%.
  • tara747
    tara747 Posts: 10,238 Forumite
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    I added £12,685 (11%) to my net worth so I'm happy :)
    Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
    Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
    eBay sales - £4,559.89 Cashback - £2,309.73
  • Sea_Shell
    Sea_Shell Posts: 9,388 Forumite
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    Up 3% overall, ex house. c.£15,000.
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.31% of current retirement "pot" (as at end March 2024)
  • chockydavid1983
    chockydavid1983 Posts: 713 Forumite
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    All good here.
    Maxed out ISA contributions (and will do again tonight) and made the most of my cash also.
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