Halifax debit card cashback extras

JustAnotherSaver wrote: »

Well what a load of tosh this is.


My mother doesn't really go spending many places. Pretty much just supermarkets. Sainsbury's, Asda, Morrisons.


We spend at the same ones. We also spend in other places too. I activated it on the joint account my wife & I hold and started spending.


My mother has had about 5 cashback offers & we've had zero.


I'll go back to using my HSBC card then.

I'm with the Bank of Scotland (Halifax is just a Bank of Scotland brand name), and mostly use my debit card for supermarkets, the odd meal out, coffee, and I've had loads of useful offers, and this year had £25 in cashback. I don't know if it's true, but someone told me to only activate offers I am interested in, and to be careful. I had a 5% at Morrisons and accidentally bought my £3 lunch instead of doing a bigger shop! The cashback on things I'm buying anyway more than outweighs the interest I would get if I'd still been using my TSB account, so the switch has definitely been worthwhile for me. That and their customer service (so far) has been brilliant.

JustAnotherSaver wrote: »

Yeah don't get me wrong, IF you get cashback offers then it's a great deal.


For some reason though, we weren't. The only difference between my mother and us is our card was for a joint account and yes it was activated on both online accounts.


My mother probably spends bigger at the supermarkets as my brother & sister still live with her but we still spend at the same supermarkets.

This may be a daft question... but... have you activated everyday offers?

Since Halifax is a Bank of Scotland brand I assume it works the same way. In internet banking you need to turn on everyday offers.

Page 13 of the Halifax guide says it's the same
https://static.halifax.co.uk/assets/pdf/bankaccounts/pdf/bank-account-guide.pdf

JustAnotherSaver wrote: »

:rotfl:

Read that too quickly, sorry! I was in my own account and was looking at it at the same time, oh well, I tried! :beer:

Same here (although I bank with Lloyds).

Things like Costa, Morrisons and Toby Carvery come in handy otherwise they just expire.