Missed skipton lifetime ISA deadline. Any advice?

feefy88 wrote: »

Hi,
I’ve been really stupid and missed the deadline for transferring my Help to Buy isa to lifetime isa.
Any helpful advice? Or do I just need to wait until next year and put an earlier reminder in my diary?

Anything you transfer from a H2B ISA after 5th April 2018 counts towards the £4k LISA allowance. The balance on a H2B ISA at 5th April 2017 can be transferred before 6th April 2018 into a LISA on top of £4k.

If you haven't yet contributed to the Skipton LISA you could open one elsewhere (e.g. AJ Bell) and transfer in some or all of the H2B ISA. If you have contributed to the Skipton LISA already you could withdraw and close it and then open another.