Housing benefits UNDER CAUTION LETTER
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BorisThomson wrote: »Is your partner on the claim?
Has your capital previously been higher and was this declared?
At a guess, the local authority may be querying how you are managing to pay credit card bills that are substantially more than your income. Or is there further income you've not told us about?
And what happened to the £30K savings you had a few years ago?
I never received the 30k which i was supposed to get by inheritance and that is why i was gathering the ideas to invest it somewhere positive.
Also i had stable job before and since last year my life turned around when i found the disability with one of my child which required attention all the time.0 -
Sell your outgoings are over £200 a month more than your incoming wage and apart from that all you have is tax credits ?
Yet you have saved another £3,000 in the last 6 months ?
Something isn't adding up here/B]
People can save quite a bit AND still be on benefits.
As an example I manage to put aside £500 a month, I don't work and receive Pension Credit which as you know is means tested. If it starts to creep towards the £10,000 mark then the excess income is used to pay towards a holiday etc. Always something crops up that either needs replacing or buying.
Yes I am aware of the savings limits but as it is not wrong to deprive yourself of income, only capital, the Pension Service are happy.
We don't know what the total income is coming into the OP household, but putting away £3000 over 6 months would not be impossible.0 -
People can save quite a bit AND still be on benefits.
As an example I manage to put aside £500 a month, I don't work and receive Pension Credit which as you know is means tested. If it starts to creep towards the £10,000 mark then the excess income is used to pay towards a holiday etc.
Yes I am aware of the savings limits but as it is not wrong to deprive yourself of income only capital, the Pension Service are happy.
We don't know what the total income is coming into the OP household, but putting away £3000 over 6 months would not be impossible.
I do save around £500 or more each month where possible.0 -
People can save quite a bit AND still be on benefits.
As an example I manage to put aside £500 a month, I don't work and receive Pension Credit which as you know is means tested. If it starts to creep towards the £10,000 mark then the excess income is used to pay towards a holiday etc. Always something crops up that either needs replacing or buying.
Yes I am aware of the savings limits but as it is not wrong to deprive yourself of income, only capital, the Pension Service are happy.
We don't know what the total income is coming into the OP household, but putting away £3000 over 6 months would not be impossible.
we all know better than to take any notice of your posts don't we ?0 -
poppy12345 wrote: »What you had in your bank at that time was under the limit so it would have been fine. What you should have done when your savings reached £6000 was ring and tell all the means tested benefit departments.
You say you work and earn £480 per month? Are you single or do you have a partner that works? Doesn't matter if the letter was only addressed to you. Do you claim any other benefits...Income Support?
Never claim income support or JSA but do get housing/child benefit/ tax and working credit and started receiving Carer and DLA.
My wife don't work at the moment.0 -
softmind82 wrote: »Never claim income support or JSA but do get housing/child benefit/ tax and working credit and started receiving Carer and DLA.
My wife don't work at the moment.
Is she not claiming carers allowance for your child?
We're trying to help but you're drip feeding information.0 -
The savings/capital you have will affect the amount of housing benefit you have and should have been reported when you reached £6000. It does clearly state on all letters that ALL changes need to be reported. You will have an over payment for sure, which will need to be paid back. Just be honest during that interview.softmind82 wrote: »Never claim income support or JSA but do get housing/child benefit/ tax and working credit and started receiving Carer and DLA.
My wife don't work at the moment.0 -
So you have £1,200 a month in excess of your living expenses ? ( £700 credit card charge plus £500 savings)softmind82 wrote: »I am married with 3 kids and receive housing benefit /child tax credit / child benefit / working tax credit and also receiving carer allowance and DLA for one of my child.
Is your husband's income on your claim as well?0 -
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