Santander Arrangement to Pay

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MaudeLebowski Posts: 45 Forumite

18 January 2016 at 3:56PM in Credit file & ratings

Hi all,

Got a wee query about how an arrangement to pay is recorded on my credit reports.

I entered into an Arrangement to Pay with Santander back in March 2012 – this arrangement has been ongoing until last month when I made a lump sum payment and settled the account. On my credit reports, it reports as AP for March and April 2012, but then is logged as up to date payments – then in July 2015, the AP marker appears again and is reported that way up until the present date.

Does anyone have any idea why this is? I thought it’d be AP the whole way through?

Thanks!

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Santander Arrangement to Pay

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