Peer-to-peer lending sites: MSE guide discussion
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Sorry to ask a possibly silly question but on Saving Stream, what does "drawdown" mean and what is the difference between a "yes" or "no" under "drawdown"?0
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Sorry to ask a possibly silly question but on Saving Stream, what does "drawdown" mean and what is the difference between a "yes" or "no" under "drawdown"?
It means that the borrower has actually taken the money. If you invest in a loan that hasn't been drawn down, then you don't start earning until they do, or so I believe.0 -
It means that the borrower has actually taken the money. If you invest in a loan that hasn't been drawn down, then you don't start earning until they do, or so I believe.
On the other hand, this is an relatively safe way of earning 12% for that short period.0 -
If anybody has a refer a friend thing for Lendinvest - please PM me asap!
Thanks!0 -
Have you seen the news that the 3 year market is closing?Certain OTT members have caused me to add this disclaimer: all advice given is free of charge & as such should be taken to be IIRC (as I don't spend hours researching all answers :eek: )!0
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I've just had this same problem on ratesetter. Wouldn't login on Chrome, 99% sure my details were correct, changed password but it still wouldn't work. Switched to IE and logged in no problem. Strange.
Been emailing them & aside from 1 apologetic call after no reply for over 2 working days, little progress! With 123 potentially becoming 12not3, I have 2 family members I expect to be able to refer, but at the moment, not sure if I would recommend to my worst enemy.
I also see that there are issues with the GiffGaff loans provided by RS - the GG updates suggest that RS have done site changes which are the cause & can't fix - not a great advert.Certain OTT members have caused me to add this disclaimer: all advice given is free of charge & as such should be taken to be IIRC (as I don't spend hours researching all answers :eek: )!0 -
Trentenders wrote: »I can't on Chrome, but IE works fine
So decided to humour them by signing in using Private Browsing in Pale Moon (Incognito mode is the equivalent in Chrome) - worked fine. In normal mode I manually deleted any cookie containing ratesetter & boom - it now works too.
While they solved it, they were actually the cause - clearly they set a duff cookie!
Hope this helps anyone else having issues.Certain OTT members have caused me to add this disclaimer: all advice given is free of charge & as such should be taken to be IIRC (as I don't spend hours researching all answers :eek: )!0 -
Does anyone know of any introductory offers aside from ratesetter - with base rate drop, santander dropping 123 to 12not3 looks more likely, so want to start trying out more P2P & a little thank you from them goes a long way. Zopa are on TCB, but only for loans taken!Certain OTT members have caused me to add this disclaimer: all advice given is free of charge & as such should be taken to be IIRC (as I don't spend hours researching all answers :eek: )!0
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i think lendingworks & landbay both have refer a friend offers at the moment
obviously you should assess the overall package not just sign up simply for that alone0 -
Does anyone know of any introductory offers aside from ratesetter - with base rate drop, santander dropping 123 to 12not3 looks more likely, so want to start trying out more P2P & a little thank you from them goes a long way. Zopa are on TCB, but only for loans taken!
Summary of cashback and offers here: http://cashback.p2pmoney.co.uk/0
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